2432 Cobblestone Ct, Imperial, MO 63052 Property Records

Jefferson County property record for 2432 Cobblestone Ct, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,442 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$252,800 (May 2019)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-12.0-0-000-036.89`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-12.0-0-000-036.89`
Alternative APN	`0810120 03689`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2432 COBBLESTONE CT
City	IMPERIAL
State	MO
Zip	63052-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	VALLEY OAKS 1 LOT 125
Legal Range	5E
Legal Township	42N
Legal Section	12
Legal Subdivision	VALLEY OAKS 1
Legal Block	1
Legal Lot Number	125
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	1
Census Block	1004
Census Tract	700124

Owner

2432 Cobblestone Ct is owned and occupied by an individual who acquired it in July 2020.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Aug 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 17, 2019	Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Apr 27, 2006 · Amount on File
Deed Document Number	201913930
Last Transfer Date	Jul 2, 2020
Transfer Doc	2020R029281
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361

Mortgage

Document Number	0000001853
Date	Jan 23, 2023
Instrument	2023R-001853

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Jul 1, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 12, 2020
Property Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361
Document Number	0000029281
Instrument Date	Jul 2, 2020
Instrument	29281
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 COBBLESTONE CT IMPERIAL MO 630524361, IMPERIAL, MO 63052-4361

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361
Document Number	0000007413
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2432 COBBLESTONE CT IMPERIAL MO 630524361, IMPERIAL, MO 63052-4361

Mortgage

Document Number	0000007413
Date	Mar 3, 2020
Instrument	7413

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 17, 2019
Property Address	2432 COBBLESTONE CT, IMPERIAL, MO 63052-4361
Document Number	0000013930
Instrument Date	May 15, 2019
Instrument	13930
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2432 COBBLESTONE CT IMPERIAL MO 630524361, IMPERIAL, MO 63052-4361

Mortgage

Document Number	13931
Date	May 17, 2019
Instrument	13931

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Cobblestone Ct was $2,515, up 8.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,400 (-) Land $5,700 Building $30,700	$191,500 (-) Land $29,900 Building $161,600
2025	$2,515.00 (+8.45%)	$36,400 Land $5,700 Building $30,700	$191,500 (-) Land $29,900 Building $161,600
2024	$2,319.00 (+0.61%)		$191,500 (+11.92%) Land $29,900 Building $161,600
2023	$2,305.00	$32,500 Land $5,700 Building $26,800	$171,100 Land $29,900 Building $141,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2432 Cobblestone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Cobblestone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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