2432 Cass St, Gary (Lake Station), IN 46405 Property Records

Lake County property record for 2432 Cass St, Gary, IN 46405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1959
Lot Size	0.146 acres (6,360 sqft)
Owner	Company Name on File
Last Sale	$129,675 (Sep 2025)
Tax Bill	$994 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2025 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`45-08-13-282-017.000-017`

Property Details

APN / Parcel Number

Primary APN	`45-08-13-282-017.000-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	756 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2432 CASS ST
City	LAKE STATION
State	IN
Zip	46405-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST GARY GARDENS 2ND ADD BL.2 LOT 18
Legal Subdivision	EAST GARY GARDENS 2ND ADD
Legal Block	2
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	3
Census Block	3035
Census Tract	11500

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1603 CAPITOL AVE, 415STE415, CHEYENNE, WY 82001-4569
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Quit Claim Deed, Transfer · Balloon Mortgage KENTUCKY PRIVATE LENDING LLC
Feb 5, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage ALTAMONT SOLUTIONS LLC
Dec 4, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Feb 5, 2025 · Amount on File
Deed Document Number	2025534113
Prior Transfer Date	Aug 12, 2025
Prior Transfer Doc	0000034113
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Sep 8, 2025
Property Address	2432 CASS ST, GARY, IN 46405-1072
Document Number	0000034113
Map Reference	MB 24 PG 51
Instrument Date	Aug 12, 2025
Instrument	2025-534113
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5720 BROWN AVE, FORT KNOX, KY 40121-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 CAPITOL AVE, CHEYENNE, WY 82001-4569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034114
Date	Sep 8, 2025
Instrument	2025-534114

Lender

Name	KENTUCKY PRIVATE LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 1, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 5, 2025
Property Address	2432 CASS ST, GARY, IN 46405-1072
Document Number	0000004081
Map Reference	MB 24 PG 51
Instrument Date	Jan 27, 2025
Instrument	2025-504081
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TRUE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2350 GARNET AVE, RIVERDALE, GA 30296-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004082
Date	Feb 5, 2025
Instrument	2025-504082

Lender

Name	ALTAMONT SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 4, 2023
Property Address	2432 CASS ST, GARY, IN 46405-1072
Document Number	0000032519
Instrument Date	Dec 4, 2023
Instrument	2023-032519
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7101 GLONDS ST, MERRILLVILLE, IN 46410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 CLAY ST, GARY, IN 46405-1074

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Jan 11, 2023
Property Address	2432 CASS ST, GARY, IN 46405-1072
Document Number	0000000782
Instrument Date	Nov 3, 2022
Instrument	2023-000782
Transaction Type	Foreclosure
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7101 COLORADO ST, MERRILLVILLE, IN 46410-3919

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Gary City
Unified School District	River Forest Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,700 (-1.89%) Land $5,000 Building $72,700	$77,700 (-1.89%) Land $5,000 Building $72,700
2024	$994.00 (+4.08%)	$79,200 (+14.29%) Land $5,000 Building $74,200	$79,200 (+14.29%) Land $5,000 Building $74,200
2023		$69,300 (-5.07%) Land $8,400 Building $60,900	$69,300 (-5.07%) Land $8,400 Building $60,900
2022	$955.00 Homeowner's exemption	$73,000 Land $8,400 Building $64,600	$73,000 Land $8,400 Building $64,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1989–2009)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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