2432 Buckingham Ct, Middletown, OH 45044 Property Records

Butler County property record for 2432 Buckingham Ct, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1999
Lot Size	0.174 acres (7,597 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jan 2024)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6542-090-000-067`

Property Details

APN / Parcel Number

Primary APN	`Q6542-090-000-067`
Alternative APNs	`0006700` `123718` `124759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,040 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,597 sqft (0.174 acres)
Lot Dimensions	130 ft deep x 58 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2432 BUCKINGHAM CT
City	MIDDLETOWN
State	OH
Zip	45044-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19172 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	19172
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	14100

Owner

2432 Buckingham Ct is owned and occupied by an individual who bought it in January 2024.

Source: Butler County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 3, 2024	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Aug 31, 2022	Warranty Deed, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Aug 31, 2022 · Amount on File
Deed Document Number	2024196
Deed Book / Page	10046 / 106
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Aug 27, 2026
Property Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194
Document Number	0000032257
Book / Page	10401 / 516
Instrument Date	Jul 30, 2026
Instrument	202632257
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194

Mortgage

Document Number	0000032257,
Date	Aug 27, 2026
Book Page	10401/516
Instrument	202632257

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 3, 2024
Property Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194
Document Number	0000000196
Book / Page	10046 / 106
Instrument Date	Dec 22, 2023
Instrument	2024-00000196
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000197
Date	Jan 3, 2024
Book Page	10046/108
Instrument	2024-00000197

Lender

Name	SERVION INC
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 31, 2022
Property Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194
Document Number	0000038294
Book / Page	9892 / 573
Instrument Date	Jul 18, 2022
Instrument	2022-00038294
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 BUCKINGHAM CT, MIDDLETOWN, OH 45044-7194

Mortgage

Document Number	0009892596
Date	Aug 31, 2022
Instrument	9892/596

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000038295
Date	Aug 31, 2022
Book Page	9892/575
Instrument	2022-00038295

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Buckingham Ct was $3,076.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00	$58,830 Land $8,460 Building $50,370	$168,080 Land $24,160 Building $143,920
2023	$3,020.00 (+22.32%)	$58,830 (+42%) Land $8,460 Building $50,370	$168,080 Land $24,160 Building $143,920
2022	$2,469.00	$41,430 Land $8,460 Building $32,970
2020			$118,360 Land $24,160 Building $94,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2432 Buckingham Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Buckingham Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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