Walton County property record for 2432 Bay Grove Rd, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,975 sqft · built 2003 |
| Lot Size | 0.638 acres (27,791 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,266 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 04-2S-19-24020-002-0030 |
| Primary APN | 04-2S-19-24020-002-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,975 sqft Living Area |
| Gross Area | 5,859 sqft |
| 1st Floor Area | 2,823 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 27,791 sqft (0.638 acres) |
| Lot Dimensions | 278 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 684 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2432 BAY GROVE RD |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | LOT 3 BLK 2 AND THE W 25 FT OF LOT 2 BLK 2 FIRST ADD TO BAY GROVE S/D PB 2 PG 72 OR 741-217 OR 2051-389 OR 2421-1072 OR 2558-1884 OR 2626-915 |
| Legal Range | 019 |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | FIRST ADD TO BAY GROVE |
| Legal Block | 2 |
| Legal Lot Number | 3,2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2432 BAY GROVE RD, FREEPORT, FL 32439-4818 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2004 |
| Transfer Doc | 0026260915 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 (+6.86%) Homeowner's exemption | $546,047 (-49.38%) | $1,106,041 (+2.53%) Land $514,100 Building $591,941 |
| 2024 | $3,992.00 (+4.15%) | ||
| 2023 | $3,833.00 (+0.55%) Homeowner's exemption | $1,078,714 (+6.91%) Land $514,100 Building $564,614 | $1,078,714 (+6.91%) Land $514,100 Building $564,614 |
| 2022 | $3,812.00 Homeowner's exemption | $1,008,950 Land $457,598 Building $551,352 | $1,008,950 Land $457,598 Building $551,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
5G (outdoors only) and 4G LTE
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