2432 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2432 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,082 sqft · built 2013
Lot Size	0.126 acres (5,466 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Aug 2019)
Tax Bill	$5,853 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500403-0-160`

Property Details

APN / Parcel Number

Primary APN	`500403-0-160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,082 sqft Living Area
Gross Area	2,698 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,466 sqft (0.126 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2432 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 22 PLAT PINECREST MEADOWS DIV 2 LOT 16 TOG/W UND INT IN TRS A THRU D EASE OF RECORD OUT OF 03-18-02-2-027 SEG 2009-0072 JU 7/10/08JU
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINECREST MEADOWS DIV 2
Legal Tract	A
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71413

Owner

2432 195th St Ct E is owned and occupied by two individuals who bought it in August 2019.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 13, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Document Number	2019311
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000000492
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006170466
Date	Jun 17, 2021
Instrument	202106170466

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573

Mortgage

Document Number	0007190217
Date	Jul 19, 2023
Instrument	202307190217

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573

Mortgage

Document Number	0011030866
Date	Nov 3, 2020
Instrument	202011030866

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 13, 2019
Property Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573
Document Number	0008130311
Map Reference	DOC 200806055007
Instrument Date	Aug 12, 2019
Instrument	201908130311
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,497.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 195TH STREET CT E, SPANAWAY, WA 98387-8573

Mortgage

Document Number	0008130312
Date	Aug 13, 2019
Instrument	201908130312

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0008130313
Date	Aug 13, 2019
Instrument	201908130313

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2432 195th St Ct E was $5,853, up 4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,853.00 (+4%)	$504,700 Land $148,200 Building $356,500	$504,700 Land $148,200 Building $356,500
2025	$5,628.00 (+3.23%)
2024	$5,452.00 (-5.18%)	$467,600 (-7.17%) Land $155,000 Building $312,600	$467,600 (-7.17%) Land $155,000 Building $312,600
2023	$5,750.00	$503,700 Land $147,000 Building $356,700	$503,700 Land $147,000 Building $356,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2432 195th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 195th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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