24319 Poco Way, Ramona, CA 92065 Property Records

San Diego County property record for 24319 Poco Way, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 1978
Lot Size0.52 acres (22,651 sqft)
OwnerCompany Name on File
Last Sale$264,000 (Feb 2001)
Tax Bill$5,392 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN288-461-11-00

Property Details

APN / Parcel Number

Primary APN288-461-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,932 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area22,651 sqft (0.52 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address24319 POCO WAY
CityRAMONA
StateCA
Zip92065-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 610 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block1
Legal Lot Number610
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1014
Census Tract20810

Owner

Source: San Diego County records · APN 288-461-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address24319 POCO WAY, RAMONA, CA 92065-4139
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
USE CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2001 · Amount on Record
Deed SaleFeb 01, 2001 · Amount on Record
Prior SaleApr 06, 1993 · Amount on Record
Deed Document Number200161176
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24319 POCO WAY, RAMONA, CA 92065-4139
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address24319 POCO WAY, RAMONA, CA 92065-4139

Mortgage

Document Number0000279962
DateJul 08, 2022
Instrument2022-0279962
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24319 POCO WAY, RAMONA, CA 92065-4139
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152449
DateApr 17, 2018
Instrument2018-0152449
Lender
NameUSE CREDIT UNION
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$429,373 (+2%) Land $129,883 Building $299,490
2025$5,392.00 (+7.5%) Homeowner's exemption$420,955 (+4.04%) Land $127,337 Building $293,618
2023$5,016.00 (-2.43%) Homeowner's exemption$404,611 Land $122,394 Building $282,217
2022$5,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2005–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2015 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Poco Way

Nearby Streets

Search Property Records by Address or Parcel Number