Itasca County property record for 24314 E Deer Lake Access Rd, Effie, MN 56639
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,509 sqft · built 2015 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $296 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone D (undetermined) |
| APN | 10-425-0102 |
| Primary APN | 10-425-0102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,509 sqft Base Area |
| 1st Floor Area | 1,509 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Width | 103 ft Width |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 50 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 45649 |
|---|---|
| Street Address | 24314 E DEER LAKE ACCESS RD |
| City | EFFIE |
| State | MN |
| Zip | 56639-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LOT 1 BLOCK 1 |
| Legal Range | 24W |
| Legal Township | 62N |
| Legal Section | 26 |
| Legal Subdivision | DEER LAKE HOMESITES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | CARPENTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 480401 |
Source: Itasca County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage MISSION LOANS LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK OF BIGFORK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000770488 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | A000770488 |
| Name | MISSION LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000743288 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | A000743288 |
| Name | FIRST STATE BANK OF BIGFORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2025 |
Source: Itasca County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| County Subdivision | Carpenter Township |
| Unified School District | Grand Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296.00 (-47.89%) Homeowner's exemption | ||
| 2025 | $355,600 (-5.05%) Land $99,700 Building $255,900 | $355,600 (-5.05%) Land $99,700 Building $255,900 | |
| 2024 | $568.00 | ||
| 2022 | $374,500 Land $90,700 Building $283,800 | $374,500 Land $90,700 Building $283,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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