24314 E Deer Lake Access Rd, Effie, MN 56639 Property Records

Itasca County property record for 24314 E Deer Lake Access Rd, Effie, MN 56639

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,509 sqft · built 2015
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$296 (2026)
Deeds & MortgagesMar 2023 Mortgage
Aug 2020 Refinance
Flood ZoneZone D (undetermined)
APN10-425-0102

Property Details

APN / Parcel Number

Primary APN10-425-0102
Alternative APNs
  • 13460
  • 45649

Interior

Bedrooms3 Beds
Building Area1,509 sqft Base Area
1st Floor Area1,509 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Lot Width103 ft Width
Garage TypeDetached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area50 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number45649
Street Address24314 E DEER LAKE ACCESS RD
CityEFFIE
StateMN
Zip56639-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionLOT 1 BLOCK 1
Legal Range24W
Legal Township62N
Legal Section26
Legal SubdivisionDEER LAKE HOMESITES
Legal Block1
Legal Lot Number1
JurisdictionITASCA MN
Township / Civil DivisionCARPENTER
Census Block Group1
Census Block1018
Census Tract480401

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Deed of Trust, Mortgage · FHA Mortgage
MISSION LOANS LLC
Aug 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE BANK OF BIGFORK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000770488
DateMar 2, 2023
InstrumentA000770488
Lender
NameMISSION LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address24314 E DEER LAKE ACCESS RD, EFFIE, MN 56639-6010
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000743288
DateAug 26, 2020
InstrumentA000743288
Lender
NameFIRST STATE BANK OF BIGFORK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueSep 1, 2025

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyItasca County
County SubdivisionCarpenter Township
Unified School DistrictGrand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296.00 (-47.89%) Homeowner's exemption
2025$355,600 (-5.05%) Land $99,700 Building $255,900$355,600 (-5.05%) Land $99,700 Building $255,900
2024$568.00
2022$374,500 Land $90,700 Building $283,800$374,500 Land $90,700 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
Arvig
Fiber
1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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