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24313 Ysidro Dr, Ramona, CA 92065 Property Records

San Diego County property record for 24313 Ysidro Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,320 sqft · built 1990
Lot Size0.458 acres (19,944 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Mar 2021)
Tax Bill$8,493 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-531-02-00

Property Details

APN / Parcel Number

Primary APN288-531-02-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,320 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area19,944 sqft (0.458 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address24313 YSIDRO DR
CityRAMONA
StateCA
Zip92065-4045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 324 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block4
Legal Lot Number324
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4003
Census Tract20810

Owner

Source: San Diego County records · APN 288-531-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24313 YSIDRO DR, RAMONA, CA 92065-4045
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 03, 2021Grant Deed, Transfer · VA Mortgage
DIGNIFIED HOME LOANS
Aug 20, 2019Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Prior SaleApr 11, 2011 · Amount on Record
Deed Document Number2021166277
Prior Transfer DateJul 07, 2009
Prior Transfer Doc0000382918
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24313 YSIDRO DR, RAMONA, CA 92065-4045
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address24313 YSIDRO DR, RAMONA, CA 92065-4045

Mortgage

Document Number0000331964
DateNov 24, 2025
Instrument2025-0331964
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueDec 01, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 03, 2021
Property Address24313 YSIDRO DR, RAMONA, CA 92065-4045
Document Number0000166277
Map ReferenceMAP 7706
Instrument DateFeb 04, 2021
Instrument2021-0166277
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24313 YSIDRO DR, RAMONA, CA 92065-4045

Mortgage

Document Number0000166278
DateMar 03, 2021
Instrument2021-0166278
Lender
NameDIGNIFIED HOME LOANS
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24313 YSIDRO DR, RAMONA, CA 92065-4045
Document Number0000356750
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24313 YSIDRO DR RAMONA CA 920654045, RAMONA, CA 92065-4045

Mortgage

Document Number0000356750
DateAug 22, 2019
Instrument356750
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$728,691 (+2%) Land $419,550 Building $309,141
2025$8,493.00 (+6.3%) Homeowner's exemption$714,404 (+4.04%) Land $411,324 Building $303,080
2023$7,990.00 (-1%) Homeowner's exemption$686,664 Land $395,352 Building $291,312
2022$8,071.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208104, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire LikelihoodAbout 1 in 61 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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