24311 WATT RD RAMONA CA 920654154, RAMONA, CA 92065-4154
Mortgage
Document Number
430291
Date
Sep 20, 2017
Instrument
430291
Lender
Name
MICHIGAN MUTUAL
Type
Funding / Finance Company
Address
PORT HURON, MI 48060
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 19, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 24311 Watt Rd was $9,990.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$865,942 (+2%)Land $311,739Building $554,203
2025
$9,990.00
$848,964Land $305,627Building $543,337
2023
$9,428.00 (-0.63%)
$816,000Land $293,760Building $522,240
2022
$9,488.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 24311 Watt Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (2010–2015)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Jul 2015 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 24311 Watt Rd is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 84% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
May also be available: AT&T, San Diego Broadband, Verizon.