2431 Upper Dr, Pearl, MS 39208 Property Records

Rankin County property record for 2431 Upper Dr, Pearl, MS 39208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1971
Lot Size	0.213 acres (9,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$778 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E08G000006 00410`

Property Details

APN / Parcel Number

Primary APN	`E08G000006 00410`
Alternative APN	`9272`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Adjusted Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,308 sqft (0.213 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9272
Street Address	2431 UPPER DR
City	PEARL
State	MS
Zip	39208-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 CUNNINGHAM HEIGHTS SUB PT 5A DB 397 PG 169 0011580
Legal Range	02E
Legal Township	05N
Legal Section	20
Legal Subdivision	CUNNINGHAM HEIGHTS SUB
Legal Lot Number	41
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	20602

Owner

Source: Rankin County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2431 UPPER DR, PEARL, MS 39208-6031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK
Jun 12, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2023
Deed Sale	May 12, 2023
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Book / Page	2023 / 9778
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000021332
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	2431 UPPER DR, PEARL, MS 39208-6031
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034299
Date	May 12, 2023
Book Page	3023/34299

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	2431 UPPER DR, PEARL, MS 39208-6031
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044599
Date	Jun 13, 2023
Book Page	3023/44599

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 12, 2023
Property Address	2431 UPPER DR, PEARL, MS 39208-6031
Document Number	0000009778
Book / Page	2023 / 9778
Map Reference	MB 7 PG 8
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 NIGHTINGALE AVE, STEPHENS CITY, VA 22655-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 UPPER DR, PEARL, MS 39208-6031
Investor	Possibly a Property Investor

Mortgage

Document Number	0302344599
Date	May 12, 2023
Instrument	3023/44599

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Jun 12, 2019
Property Address	2431 UPPER DR, PEARL, MS 39208-6031
Document Number	0000012561
Instrument	12561
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Pearl City
Unified School District	Pearl Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$778.00 Homeowner's exemption	$8,462 (+21.37%)
2024	$778.00 (+14.75%)		$84,620 (+21.37%) Land $22,500 Building $62,120
2023		$6,972
2021			$69,720 Land $22,500 Building $47,220
2019	$678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PEARL serves 27,115 people · EPA ID MS0610017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ozborn Communications, T-Mobile USA.

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