2431 Tolbert Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2431 Tolbert Dr, Tracy, CA 95377 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 2000
Lot Size	0.162 acres (7,076 sqft)
Owner	2 Individual Names on File
Last Sale	$296,500 (Apr 2000)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`238-410-150-000`

Property Details

APN / Parcel Number

Primary APN	`238-410-150-000`
Alternative APN	`238-410-15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,076 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-410-15
Street Address	2431 TOLBERT DR
City	TRACY
State	CA
Zip	95377-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYONS CROSSROADS 01 LOT 38
Legal Subdivision	LYON CROSSROADS
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5211

Owner

Source: San Joaquin County records · APN 238-410-150-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2431 TOLBERT DR, TRACY, CA 95377-8807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CASUALTY AND SURETY IN
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2000 · Amount on Record
Deed Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	200046243
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2026
Property Address	2431 TOLBERT DR, TRACY, CA 95377-8807
Document Number	0000067871
Instrument Date	Jul 16, 2026
Instrument	202667871
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 TOLBERT DR, TRACY, CA 95377-8807

Mortgage

Document Number	0000067871,
Date	Jul 27, 2026
Instrument	202667871

Lender

Name	FINANCIAL CASUALTY AND SURETY IN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2431 TOLBERT DR, TRACY, CA 95377-8807
Document Number	0000063392
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2431 TOLBERT DR TRACY CA 953778807, TRACY, CA 95377-8807

Mortgage

Document Number	0000063392
Date	May 29, 2020
Instrument	63392

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,987.00 (+9.24%)	$485,209 (+4.04%) Land $122,950 Building $362,259
2023	$6,396.00 (-2.16%)	$466,370 Land $118,177 Building $348,193	$760,950
2022	$6,537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 618 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Zinnia Networks, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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