2431 Thom St, Flint, MI 48506 Property Records

Genesee County property record for 2431 Thom St, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1918
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Feb 2024)
Tax Bill	$945 (2025)
Deeds & Mortgages	Feb 2024 Sale May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-226-018`

Property Details

APN / Parcel Number

Primary APN	`41-05-226-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	200 ft deep x 46 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2431 THOM ST
City	FLINT
State	MI
Zip	48506-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GN-1
Legal Description	LOT 134 THE HILLS-MACPHERSON PLAT; ALSO A CONTIGUOUS UNPLATTED PART OF NE 1/4 OF NE 1/4, SEC 5, T7N, R7E. DESC AS: THAT PART
Legal Range	07E
Legal Township	07N
Legal Section	05
Legal Subdivision	THE HILLS MACPHERSON PLAT
Legal Lot Number	134
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1003
Census Tract	2300

Owner

2431 Thom St is owned by an individual who bought it in February 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6008 BIRDSEYE TRL, ATLANTA, GA 30349-8813
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
May 16, 2022	Intrafamily Transfer, Transfer
Dec 27, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2018	Warranty Deed, Transfer MATTHEW B & TENILLE RUHSTORFER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20246103
Prior Transfer Date	Dec 27, 2021
Prior Transfer Doc	0000096440
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 14, 2024
Property Address	2431 THOM ST, FLINT, MI 48506-2849
Document Number	0000006103
Map Reference	MB 7 PG 37
Instrument Date	Feb 13, 2024
Instrument	202402140006103
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 WEST MILLINGTON ROAD, GOODRICH, MI 48438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 BIRDSEYE TRL, ATLANTA, GA 30349-8813

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 16, 2022
Property Address	2431 THOM ST, FLINT, MI 48506-2849
Document Number	0000039875
Instrument Date	Mar 7, 2022
Instrument	202205160039875
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 27, 2021
Property Address	2431 THOM ST, FLINT, MI 48506-2849
Document Number	0000096440
Instrument Date	Dec 27, 2021
Instrument	202112270096440
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 KENNEDY ST, PARAGOULD, AR 72450-5654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 W MILLINGTON RD, FOSTORIA, MI 48435-9528

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 28, 2018
Property Address	2431 THOM ST, FLINT, MI 48506-2849
Document Number	0000016317
Instrument Date	Mar 23, 2018
Instrument	16317
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	SARGENTS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 THOM ST FLINT MI 485062849, FLINT, MI 48506-2849

Mortgage

Document Number	15676
Date	Mar 28, 2018
Instrument	15676

Lender

Name	MATTHEW B & TENILLE RUHSTORFER
Address	6343 LUCAS RD, FLINT, MI 48506-1225
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 27, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2431 Thom St was $945, up 32.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,900 (+13.54%)	$21,800 (+13.54%)
2025	$945.00 (+32.54%)	$9,600	$19,200
2024	$713.00
2023		$8,100	$16,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2431 Thom St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2431 Thom St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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