2431 Simeon Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2431 Simeon Ct, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,956 sqft · built 1978
Lot Size	0.938 acres (40,859 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Sep 2022)
Tax Bill	$5,552 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078C0-00-0A-01700`

Property Details

APN / Parcel Number

Primary APN	`078C0-00-0A-01700`
Alternative APN	`33661`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,956 sqft Finished Area
Basement Area	1,956 sqft
Finished Basement	1,188 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	40,859 sqft (0.938 acres)
Driveway	Paver Driveway
Porch	Slab
Porch Area	338 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2431 SIMEON CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	AUBURN HILLS 1 A 17
Legal Subdivision	AUBURN HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1025
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2431 Simeon Ct is owned and occupied by an individual who bought it in September 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2431 SIMEON CT, CHARLOTTESVILLE, VA 22902-7907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage BNC NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	202211113
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 20, 2022
Property Address	2431 SIMEON CT, CHARLOTTESVILLE, VA 22902-7907
Document Number	202200011113
Map Reference	MB 454 PG 511
Instrument Date	Sep 2, 2022
Instrument	202200011113
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2431 SIMEON CT, CHARLOTTESVILLE, VA 22902-7907

Mortgage

Document Number	202200011114
Date	Sep 20, 2022
Instrument	202200011114

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 10, 2019
Property Address	2431 SIMEON CT, CHARLOTTESVILLE, VA 22902-7907
Document Number	0000004476
Book / Page	005165 / 000051
Instrument Date	May 2, 2019
Instrument	4476
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2431 SIMEON CT CHARLOTTESVILLE VA 229027907, CHARLOTTESVILLE, VA 22902-7907

Mortgage

Document Number	4477
Date	May 10, 2019
Book Page	005165/000054
Instrument	4477

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2431 Simeon Ct was $5,552, down 4.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,552.00 (-4.75%)	$621,000 (-4.77%) Land $82,800 Building $538,200	$621,000 (-4.77%) Land $82,800 Building $538,200
2025	$5,829.00	$652,100 Land $81,100 Building $571,000	$652,100 Land $81,100 Building $571,000
2023	$4,493.00	$526,200 Land $79,400 Building $446,800	$526,200 Land $79,400 Building $446,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Simeon Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Simeon Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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