2431 Robertson St, Ramona, CA 92065 Property Records

San Diego County property record for 2431 Robertson St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Aug 2018)
Tax Bill	$6,657 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-160-59-00`

Property Details

APN / Parcel Number

Primary APN	`282-160-59-00`
Alternative APN	`2820500600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,801 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	87,120 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2820500600
Street Address	2431 ROBERTSON ST
City	RAMONA
State	CA
Zip	92065-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 20-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	20
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2035
Census Tract	20805

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 15, 2018	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Nov 15, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 29, 2018	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY
Aug 22, 2018	Grant Deed, Construction Loan ANCHOR LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Sep 4, 1996 · Amount on Record
Deed Document Number	2018345907
Last Transfer Date	Nov 5, 2018
Transfer Doc	0000476614
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2026
Property Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Document Number	0000145792
Instrument Date	May 15, 2026
Instrument	2026145792
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813

Mortgage

Document Number	0000145792,
Date	May 21, 2026
Instrument	2026145792

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2018
Property Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Document Number	0000476614
Instrument Date	Nov 5, 2018
Instrument	476614
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1672 MAIN ST #E439 RAMONA CA 920655257, E439, RAMONA, CA 92065-5257

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2018
Property Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Document Number	0000476613
Instrument Date	Oct 19, 2018
Instrument	476613
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2431 ROBERTSON ST RAMONA CA 920653813, RAMONA, CA 92065-3813

Mortgage

Document Number	476615
Date	Nov 15, 2018
Instrument	476615

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Document Number	0000355289
Instrument Date	Aug 24, 2018
Instrument	355289
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2431 ROBERTSON ST RAMONA CA 920653813, RAMONA, CA 92065-3813

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2018
Property Address	2431 ROBERTSON ST, RAMONA, CA 92065-3813
Document Number	0000345907
Instrument Date	May 16, 2018
Instrument	345907
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 CAMINO DE LA REINA #101 SAN DIEGO CA 921083002, 101, SAN DIEGO, CA 92108-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	345908
Date	Aug 22, 2018
Instrument	345908

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,799 (+2%) Land $216,042 Building $409,757
2025	$6,657.00 (+7.41%) Homeowner's exemption	$613,529 (+4.04%) Land $211,806 Building $401,723
2023	$6,198.00 (-1.51%) Homeowner's exemption	$589,707 Land $203,582 Building $386,125
2022	$6,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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