Hamilton County property record for 2431 Riverside Dr, Cincinnati, OH 45202
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,969 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jun 2020) |
| Tax Bill | $4,991 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 032-0005-0149-00 |
| Primary APN | 032-0005-0149-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,969 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| 2nd Floor Area | 2,529 sqft |
| Basement Area | 1,230 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2431 RIVERSIDE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE DR LOT 10 0.130 AC RIVERS EDGE SUBPHASE 3A |
| Legal Subdivision | RIVERS EDGE SUB |
| Legal Phase | 3A |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 26600 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2431 RIVERSIDE DR, CINCINNATI, OH 45202-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 5, 2020 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Mar 8, 2019 | Grant Deed, Mortgage JOHN M NIEHAUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 0000052691 |
| Deed Book / Page | 014183 / 000820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2431 RIVERSIDE DR, CINCINNATI, OH 45202-1813 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000060001 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 14196/1220 |
| Instrument | 2020-0060001 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2431 RIVERSIDE DR, CINCINNATI, OH 45202-1813 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000130659 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 14532/2861 |
| Instrument | 2021-0130659 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 5, 2020 |
| Property Address | 2431 RIVERSIDE DR, CINCINNATI, OH 45202-1813 |
| Document Number | 0000052691 |
| Book / Page | 014183 / 000820 |
| Instrument Date | May 19, 2020 |
| Instrument | 52691 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2431 RIVERSIDE DR CINCINNATI OH 452021813, CINCINNATI, OH 45202-1813 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 8, 2019 |
| Property Address | 2431 RIVERSIDE DR, CINCINNATI, OH 45202-1813 |
| Book / Page | 013870 / 001328 |
| Instrument Date | Dec 24, 2018 |
| Instrument | 17465 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2421 RIVERSIDE DR CINCINNATI OH 45202, CINCINNATI, OH 45202 |
| Document Number | 0000017465 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 013870/001328 |
| Instrument | 17465 |
| Name | JOHN M NIEHAUS |
|---|---|
| Address | 8444 ASTON LAKE DR, NORTH BEND, OH 45052-8005 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,991.00 (+0.14%) | $568,306 (-) Land $78,750 Building $489,556 | |
| 2024 | $4,984.00 (-0.16%) | $568,306 (-) Land $78,750 Building $489,556 | |
| 2023 | $4,992.00 (-10.02%) | $568,306 (+6.88%) Land $78,750 Building $489,556 | $1,623,730 (+6.88%) Land $225,000 Building $1,398,730 |
| 2022 | $5,548.00 | $531,720 Land $78,750 Building $452,970 | |
| 2020 | $1,519,200 Land $225,000 Building $1,294,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 56 individual policies |
| Nearby Flood Policies | 87 units insured incl. 31 condo units |
| Nearby Flood Claims | 91 (1978–2025) |
| Claims Outside the SFHA | 7 of 91 |
| Most Recent Claim | Apr 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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