2431 Oneida St, Denver, CO 80207 Property Records

Denver City property record for 2431 Oneida St, Denver, CO 80207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,063 sqft · built 1948
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$518,000 (Jun 2026)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Line of Credit + 3 more
APN	`01321-12-011-000`

Property Details

APN / Parcel Number

Primary APN	`01321-12-011-000`
Alternative APNs	`670332112011` `160602728`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	1,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2431 ONEIDA ST
City	DENVER
State	CO
Zip	80207-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	B12 L23 & N 15FT OF L22 & S 15FT OF L24 CHAMBERLINS COLFAX ADD
Legal Subdivision	CHAMBERLINS COLFAX ADD
Legal Block	3
Legal Lot Number	23
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3012
Census Tract	4104

Owner

2431 Oneida St is owned and occupied by an individual who bought it in June 2026.

Source: Denver City records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit BLUE FCU
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Jan 7, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	202680564
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	0000065277
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 26, 2026
Property Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Document Number	0000080564
Instrument Date	Jun 25, 2026
Instrument	202680564
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,231.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2431 ONEIDA ST, DENVER, CO 80207-3530

Mortgage

Document Number	0000080565,
Date	Jun 26, 2026
Instrument	202680565

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141568
Date	Nov 15, 2022
Instrument	2022141568

Lender

Name	BLUE FCU
Type	Credit Union
Address	CHEYENNE, WY 82001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Nov 14, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 ONEIDA ST, DENVER, CO 80207-3530

Mortgage

Document Number	0000123338
Date	Jun 29, 2021
Instrument	2021123338

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Document Number	0000157667
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 ONEIDA ST DENVER CO 802073530, DENVER, CO 80207-3530

Mortgage

Document Number	0000157667
Date	Nov 8, 2019
Instrument	157667

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2431 ONEIDA ST, DENVER, CO 80207-3530
Document Number	0000006025
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 ONEIDA ST DENVER CO 802073530, DENVER, CO 80207-3530

Mortgage

Document Number	0000006025
Date	Jan 17, 2017
Instrument	6025

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2431 Oneida St was $2,641.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00	$34,530 Land $14,590 Building $14,590	$489,800 Land $206,900 Building $282,900
2023	$2,304.00	$29,740 (+10.56%) Land $10,180 Building $19,560	$498,900 (+28.88%) Land $206,900 Building $292,000
2022		$26,900 Land $14,380 Building $12,520	$387,100 Land $206,900 Building $180,200
2021	$2,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2431 Oneida St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2431 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry, WiFiHood.

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