2431 Oak Tree Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 2431 Oak Tree Ln, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,228 sqft · built 1994
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$219,400 (Oct 2020)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R199428`

Property Details

APN / Parcel Number

Primary APN	`R199428`
Alternative APNs	`54927500000100108` `199428`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,228 sqft Living Area
Gross Area	4,568 sqft
1st Floor Area	1,632 sqft
2nd Floor Area	1,020 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	1,392 sqft
Storage Building	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2431 OAK TREE LN
City	MIDLOTHIAN
State	TX
Zip	76065-5660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WHISPERING OAKS 1.75 AC
Legal Subdivision	WHISPERING OAKS
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3025
Census Tract	60801

Owner

2431 Oak Tree Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2431 OAK TREE LN, MIDLOTHIAN, TX 76065-5660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Feb 11, 2016 · Amount on File
Deed Document Number	202036189
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000036189
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 5, 2020
Property Address	2431 OAK TREE LN, MIDLOTHIAN, TX 76065-5660
Document Number	0000036189
Instrument Date	Jun 10, 2020
Instrument	36189
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2431 OAK TREE LN MIDLOTHIAN TX 760655660, MIDLOTHIAN, TX 76065-5660

Mortgage

Document Number	36190
Date	Oct 5, 2020
Instrument	36190

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2431 Oak Tree Ln was $7,350 with a homeowner's exemption, down 2.7% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,960 (+3.11%) Land $180,000 Building $339,960	$519,960 (+3.11%) Land $180,000 Building $339,960
2025	$7,350.00 (-2.73%) Homeowner's exemption	$504,265 Land $180,000 Building $324,265	$504,265 Land $180,000 Building $324,265
2024	$7,556.00 (+2.86%)
2023	$7,346.00 Homeowner's exemption	$524,511 Land $160,000 Building $364,511	$524,511 Land $160,000 Building $364,511
2018	$6,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Oak Tree Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2000–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Oak Tree Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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