2431 North St, Beloit, WI 53511 Property Records

Rock County property record for 2431 North St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 791 sqft · built 1948
Lot Size	0.169 acres (7,362 sqft)
Owner	Trust Name on File
Last Sale	$31,000 (Jun 2012)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Jun 2012 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 12760220`

Property Details

APN / Parcel Number

Primary APN	`206 12760220`
Alternative APN	`12760220`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	791 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,362 sqft (0.169 acres)

Location & Zoning

Account Number	206 12760220
Street Address	2431 NORTH ST
City	BELOIT
State	WI
Zip	53511-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 58 FT OF L11 BLK 4 HARPERS LITTLE FARMS
Legal Subdivision	HARPERS LITTLE FARMS
Legal Block	4
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1001
Census Tract	2000

Owner

2431 North St is held in a trust since June 2012.

Source: Rock County records, as of April 2, 2026

Owner of Record	Trust Name on File
Mailing Address	2243 PRAIRIE AVE, 1, BELOIT, WI 53511-2686
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2005	Deed of Trust, Mortgage · ARM FIRST FRANKLIN FINANCIAL CORP
Jun 18, 2012	Special Warranty Deed, Transfer SERVICELINK
Feb 16, 2012	Quit Claim Deed, Foreclosure Quitclaim
Feb 16, 2012	Sheriff's Deed, Foreclosure
May 31, 2007	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2012 · Amount on File
Deed Sale	Jun 18, 2012 · Amount on File
Prior Sale	Feb 16, 2012 · Amount on File
Deed Document Number	20121950456
Prior Transfer Date	Feb 15, 2012
Prior Transfer Doc	0001940039
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2431 NORTH ST, BELOIT, WI 53511-4053
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001695987
Date	Feb 9, 2005
Instrument	1695987

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Mar 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.62%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	13.6%

June 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 18, 2012
Property Address	2431 NORTH ST, BELOIT, WI 53511-4053
Document Number	0001950456
Instrument Date	Mar 12, 2012
Instrument	1950456
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2243 PRAIRIE AVE STE 1, 1, BELOIT, WI 53511-2686

February 2012: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Feb 16, 2012
Property Address	2431 NORTH ST, BELOIT, WI 53511-4053
Document Number	0001940039
Instrument Date	Feb 15, 2012
Instrument	1940039
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 DURAND AVE, MOUNT PLEASANT, WI 53406-5066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PARKWAY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

February 2012: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Feb 16, 2012
Property Address	2431 NORTH ST, BELOIT, WI 53511-4053
Document Number	0001940038
Instrument Date	Jan 30, 2012
Instrument	1940038
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 E US HIGHWAY 14, JANESVILLE, WI 53545-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 DURAND AVENUE, MOUNT PLEASANT, WI 53406-5066

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 31, 2007
Property Address	2431 NORTH ST, BELOIT, WI 53511-4053
Document Number	0001791687
Instrument Date	May 7, 2007
Instrument	1791687
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 NORTH ST, BELOIT, WI 53511-4053

Mortgage

Document Number	0001791688
Date	May 31, 2007
Instrument	1791688

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2037

Mortgage

Document Number	0001791689
Date	May 31, 2007
Instrument	1791689

Lender

Name	ROBIN S HOLLENBACH
Address	RACINE, WI 53401

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2431 North St was $1,606.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00	$98,900 Land $13,800 Building $85,100	$108,600
2023	$1,160.00	$74,500 Land $13,800 Building $60,700	$84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

May also be available: AT&T.

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