Pennington County property record for 2431 Nelson Dr, Thief River Falls, MN 56701
| Property Type | Single Family Home |
|---|---|
| Details | 3,894 sqft · built 2004 |
| Lot Size | 2.23 acres (97,507 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,390 (2026) |
| Deeds & Mortgages | Jul 2005 Line of Credit Jun 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-25.09400410 |
| Primary APN | R-25.09400410 |
|---|---|
| Alternative APN |
|
| Building Area | 3,894 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 97,507 sqft (2.23 acres) |
| Lot Width | 267 ft Width |
| Account Number | 2206 |
|---|---|
| Street Address | 2431 NELSON DR |
| City | THIEF RIVER FALLS |
| State | MN |
| Zip | 56701-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NESS FIRST ADDITION LOT-004 BLOCK-001 LESS WESTERLY 10' AND ALL OF LOT 5 BLOCK 1 |
| Legal Subdivision | NESS FIRST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | PENNINGTON MN |
| Township / Civil Division | THIEF RIVER FALLS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 90500 |
2431 Nelson Dr is owned and occupied by two individuals who acquired it in November 2016.
Source: Pennington County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2005 | Deed of Trust, Mortgage · Line of Credit NORTHERN STATE BANK OF THIEF RIVER FALLS |
| Jun 6, 2005 | Deed of Trust, Mortgage · Conventional Mortgage HOMFI MORTGAGE SERVICES INC |
| Jun 20, 2011 | Deed of Trust, Mortgage · Conventional Mortgage TACET RESOURCES LLC |
| Nov 18, 2016 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2016 |
| Transfer Doc | 209157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENNINGTON MN |
| Property Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000176792 |
|---|---|
| Date | Jul 7, 2005 |
| Instrument | 176792 |
| Name | NORTHERN STATE BANK OF THIEF RIVER FALLS |
|---|---|
| Address | THIEF RIVER FALLS, MN 56701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENNINGTON MN |
| Property Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000176531 |
|---|---|
| Date | Jun 6, 2005 |
| Instrument | 176531 |
| Name | HOMFI MORTGAGE SERVICES INC |
|---|---|
| Address | MINNEAPOLIS, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENNINGTON MN |
| Property Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | PENNINGTON COUNTY ABSTRACT AND T, PENNINGTON COUNTY ABSTRACT & |
| Name | Verified Name |
|---|
| Document Number | 0000193962 |
|---|---|
| Date | Jun 20, 2011 |
| Instrument | 193962 |
| Name | TACET RESOURCES LLC |
|---|---|
| Address | WACONIA, MN 55387 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PENNINGTON MN |
| Recording Date | Nov 18, 2016 |
| Property Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
| Document Number | 0000209157 |
| Instrument Date | Nov 9, 2016 |
| Instrument | 209157 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2431 NELSON DR, THIEF RIVER FALLS, MN 56701-4327 |
The 2026 property tax bill for 2431 Nelson Dr was $8,390 with a homeowner's exemption.
Source: Pennington County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pennington County |
| Municipality | Thief River Falls City |
| Unified School District | Thief River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,390.00 Homeowner's exemption | ||
| 2025 | $8,390.00 Homeowner's exemption | $491,200 (-0.47%) Land $48,000 Building $443,200 | $491,200 (-0.47%) Land $48,000 Building $443,200 |
| 2024 | $493,500 Land $48,000 Building $445,500 | $493,500 Land $48,000 Building $445,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2431 Nelson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2431 Nelson Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Thief River Falls serves 8,701 people · EPA ID MN1570003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Turbidity not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Garden Valley Technologies Fiber | 6,000 / 6,000 |
| Sjobergs Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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