2431 Mill Creek Rd, Sinclairville, NY 14782 Property Records

Chautauqua County and Charlotte Town property record for 2431 Mill Creek Rd, Sinclairville, NY 14782

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,943 sqft · built 1970
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2017)
Tax Bill	$3,298 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2019 Refinance + 2 more
APN	`062689 217.00-2-19`

Property Details

APN / Parcel Number

Primary APN	`062689 217.00-2-19`
Alternative APNs	`26892170000002019000` `26200`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	1,127 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	261,360 sqft (6 acres)
Porch	Patio
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26200
Street Address	2431 MILL CREEK RD
City	SINCLAIRVILLE
State	NY
Zip	14782-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 062689 5-1-13
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3031
Census Tract	36100

Owner

2431 Mill Creek Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Chautauqua County and Charlotte Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK
Apr 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Oct 2, 2020	Warranty Deed, Transfer
Jun 8, 2017	Deed, Transfer NOT AVAILABLE, HOPE FREDRICKSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	Jun 14, 2000 · Amount on File
Deed Book / Page	2017 / 3516
Last Transfer Date	Sep 29, 2020
Transfer Doc	DE2020005378
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002734
Date	Jun 8, 2017
Instrument	MT2017002734

Lender

Name	USAA FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019001975
Date	Apr 25, 2019
Instrument	MT2019001975

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 2, 2020
Property Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634
Document Number	DE2020005378
Instrument Date	Sep 29, 2020
Instrument	DE2020005378
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 8, 2017
Property Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634
Document Number	0000002017/0000003516
Book / Page	0000002017 / 0000003516
Instrument Date	Jun 7, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, HOPE FREDRICKSON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 MILL CREEK RD, SINCLAIRVILLE, NY 14782-9634

Tax Assessment & Valuation

The 2026 property tax bill for 2431 Mill Creek Rd was $3,298, up 2.6% from the year before.

Source: Chautauqua County and Charlotte Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Charlotte Town
Unified School District	Cassadaga Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,298.00 (+2.65%)
2025	$3,213.00	$89,000 Land $21,000 Building $68,000	$145,300 Land $34,284 Building $111,016
2023		$89,000 (-) Land $21,000 Building $68,000	$130,500 (+14.57%) Land $30,792 Building $99,708
2022		$89,000 Land $21,000 Building $68,000	$113,900 Land $26,875 Building $87,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2431 Mill Creek Rd; there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	15 (1979–1994)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Mill Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mill Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures