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2431 Lake Silver Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 2431 Lake Silver Rd, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,584 sqft · built 2019
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on File
Last Sale$550,300 (Jul 2022)
Tax Bill$4,210 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-001-114-9224-5

Property Details

APN / Parcel Number

Primary APNC56-001-114-9224-5
Alternative APNs
  • 19-4N-23-0000-0002-003A
  • 23N41900000002003A

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,584 sqft Living Area
Gross Area3,824 sqft
1st Floor Area2,584 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area68,825 sqft (1.58 acres)
Lot Width238 ft Width
Garage TypeAttached
Garage Area654 sqft
PorchFinished/Open Porch
Porch Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2431 LAKE SILVER RD
CityCRESTVIEW
StateFL
Zip32536-9306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR OF SEC N 81 DEG E 85.46FT TO N R/W LAKE SILVER RD E 429.13FT TO POB CONT E 238.90FT N 287.50FT W 239.01FT S 287.50FT TO POB
Legal Range23W
Legal Township04N
Legal Section19
Legal Block2
Legal Lot Number3A
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2006
Census Tract20304

Owner

2431 Lake Silver Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address2431 LAKE SILVER RD, CRESTVIEW, FL 32536-9306
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 11, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Deed Document Number20223565754
Deed Book / Page3633 / 3181
Prior Transfer DateMar 9, 2022
Prior Transfer Doc0036092660
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 20, 2022
Property Address2431 LAKE SILVER RD, CRESTVIEW, FL 32536-9306
Document Number0036333181
Book / Page3633 / 3181
Instrument DateJul 15, 2022
Instrument3565754
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,852.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2033, CRESTVIEW, FL 32536-8033

Transferred To (Grantee/Buyer)

NameVerified Name
Address2431 LAKE SILVER RD, CRESTVIEW, FL 32536-9306

Mortgage

Document Number0036333186
DateJul 20, 2022
Book Page3633/3186
Instrument3565757
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 11, 2022
Property Address2431 LAKE SILVER RD, CRESTVIEW, FL 32536-9306
Document Number0036092660
Book / Page3609 / 2660
Instrument DateMar 9, 2022
Instrument3533516
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2431 LAKE SILVER RD, CRESTVIEW, FL 32536-9306

Tax Assessment & Valuation

The 2025 property tax bill for 2431 Lake Silver Rd was $4,210 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,210.00 Homeowner's exemption$465,558$475,345 Land $40,742 Building $434,603
2023$4,116.00 (+61.41%) Homeowner's exemption$451,967 (+57.57%) Land $34,614 Building $417,353$451,967 (+8.12%) Land $34,614 Building $417,353
2022$2,550.00 Homeowner's exemption$286,839$418,041 Land $32,349 Building $385,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Lake Silver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Lake Silver Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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