Santa Rosa County property record for 2431 Knotty Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 2007 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $2,361 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-12900-0030 |
| Primary APN | 18-2S-26-1920-12900-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,693 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2431 KNOTTY PINE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-6707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 3 BLK 129 AS DES IN OR 3438 PG 820 SBJCT TO A CONSERVATION ESMNT DES IN OR 2670 PG 423 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 129 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10822 |
2431 Knotty Pine Dr is held in a trust since December 2025.
Source: Santa Rosa County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 506 WOOD ST N, EAST CANTON, OH 44730-1242 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on File |
| Deed Sale | Oct 27, 2025 · Amount on File |
| Prior Sale | Jun 22, 2015 · Amount on File |
| Deed Document Number | 202550610 |
| Deed Book / Page | 4673 / 736 |
| Last Transfer Date | Dec 23, 2025 |
| Transfer Doc | 0046951722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 5, 2026 |
| Property Address | 2431 KNOTTY PINE DR, NAVARRE, FL 32566-6707 |
| Document Number | 0046951722 |
| Book / Page | 4695 / 1722 |
| Map Reference | MB B PG 155 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 202600467 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 MUNSON ST NW, CANTON, OH 44718-3612 |
| Name | Verified Name |
|---|---|
| Address | 506 WOOD ST N, EAST CANTON, OH 44730-1242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 27, 2025 |
| Property Address | 2431 KNOTTY PINE DR, NAVARRE, FL 32566-6707 |
| Document Number | 0046730736 |
| Book / Page | 4673 / 736 |
| Map Reference | MB B PG 155 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 202550610 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 RESERVE BLVD APT 6101, 6101, GULF BREEZE, FL 32563-7094 |
| Name | Verified Name |
|---|---|
| Address | 506 WOOD ST N, EAST CANTON, OH 44730-1242 |
| Document Number | 0004673738 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 4673/738 |
| Name | CONSUMERS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 2431 Knotty Pine Dr was $2,361, up 3.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,361.00 (+3.73%) | $230,036 (+2.9%) | $338,210 (+1.99%) Land $71,250 Building $266,960 |
| 2024 | $2,276.00 (+2.38%) Homeowner's exemption | $223,553 (+3%) | $331,599 (+3.64%) Land $71,250 Building $260,349 |
| 2023 | $2,223.00 (+2.82%) Homeowner's exemption | $217,042 (+3%) | $319,951 (+7.66%) Land $61,750 Building $258,201 |
| 2022 | $2,162.00 Homeowner's exemption | $210,720 | $297,182 Land $47,500 Building $249,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2431 Knotty Pine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2431 Knotty Pine Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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