Monmouth County and Wall Township property record for 2431 Kipling Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,599 sqft · built 1955 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (Mar 2004) |
| Tax Bill | $7,047 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00089-0000-00189 |
| Primary APN | 52-00089-0000-00189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 1,599 sqft |
| Basement Area | 384 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 180 sqft |
| Sewer | Connected |
|---|
| Street Address | 2431 KIPLING AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | SPRING LAKE HEIGHTS SEC 02 |
| Legal Block | 89 |
| Legal Lot Number | 189 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | WALL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 808502 |
Source: Monmouth County and Wall Township records · APN 52-00089-0000-00189
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2431 KIPLING AVE, SPRING LAKE, NJ 07762-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2004 · Amount on Record |
| Deed Sale | Mar 08, 2004 · Amount on Record |
| Deed Book / Page | 8337 / 4324 |
| Last Transfer Date | Sep 25, 2013 |
| Transfer Doc | 0090397701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2431 KIPLING AVE, SPRING LAKE, NJ 07762-2311 |
| Document Number | 0000009370 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2431 KIPLING AVE SPRING LAKE NJ 077622311, SPRING LAKE, NJ 07762-2311 |
| Document Number | 0000009370 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 009393/002144 |
| Instrument | 9370 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2431 KIPLING AVE, SPRING LAKE, NJ 07762-2311 |
| Document Number | 0000002285 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2431 KIPLING AVE SPRING LAKE NJ 077622311, SPRING LAKE, NJ 07762-2311 |
| Document Number | 0000002285 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 009389/006140 |
| Instrument | 2285 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 06, 2040 |
Source: Monmouth County and Wall Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Wall Township |
| Unified School District | Wall Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,900 (-) Land $159,900 Building $155,000 | $314,900 (-) Land $159,900 Building $155,000 | |
| 2025 | $7,047.00 (+4.48%) | $314,900 (-) Land $159,900 Building $155,000 | $314,900 (-) Land $159,900 Building $155,000 |
| 2024 | $6,745.00 (+5.06%) | ||
| 2023 | $314,900 Land $159,900 Building $155,000 | $314,900 Land $159,900 Building $155,000 | |
| 2022 | $6,420.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALL TWP WATER DEPT serves 26,000 people |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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