2431 Iverstone St, Tracy, CA 95377 Property Records

San Joaquin County property record for 2431 Iverstone St, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,173 sqft · built 2021
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (May 2021)
Tax Bill	$11,163 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-540-110-000`

Property Details

APN / Parcel Number

Primary APN	`253-540-110-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
1st Floor Area	2,173 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2431 IVERSTONE ST
City	TRACY
State	CA
Zip	95377-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 126 TRACY HILLS VILLAGE 1C, TRACT 3944
Legal Subdivision	TRACY HILLS VILLAGE 1C
Legal Tract	3944
Legal Block	1
Legal Lot Number	126
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1044
Census Tract	5502

Owner

2431 Iverstone St is owned and occupied by two individuals who bought it in May 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2431 IVERSTONE ST, TRACY, CA 95377-8575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
May 27, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Deed Document Number	202192754
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2431 IVERSTONE ST, TRACY, CA 95377-8575
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 IVERSTONE ST, TRACY, CA 95377-8575

Mortgage

Document Number	0000145644
Date	Dec 29, 2022
Instrument	2022-145644

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2431 IVERSTONE ST, TRACY, CA 95377-8575
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 IVERSTONE ST, TRACY, CA 95377-8575

Mortgage

Document Number	0000211605
Date	Dec 20, 2021
Instrument	2021-211605

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2037
Min Rate At Change	3%
Index	10-Year TN
Max Rate	8.37%

May 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 27, 2021
Property Address	2431 IVERSTONE ST, TRACY, CA 95377-8575
Document Number	0000092754
Map Reference	MB 43 PG 73
Instrument Date	May 15, 2021
Instrument	2021-092754
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2431 IVERSTONE ST, TRACY, CA 95377-8575

Mortgage

Document Number	0000092755
Date	May 27, 2021
Instrument	2021-092755

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

The 2026 property tax bill for 2431 Iverstone St was $11,163, up 1.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,163.00 (+1.73%)
2025	$10,973.00	$719,801 Land $162,364 Building $557,437
2023	$10,480.00 (+1.91%)	$691,852 Land $156,060 Building $535,792	$776,340
2022	$10,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Iverstone St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Iverstone St is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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