2431 E Tracy Ln, Unit 4, Phoenix, AZ 85032 Property Records

Maricopa County property record for 2431 E Tracy Ln, Unit 4, Phoenix, AZ 85032

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 952 sqft · built 1984
Lot Size	0.011 acres (490 sqft)
Owner	Individual Name on Record
Last Sale	$105,500 (Sep 2019)
Tax Bill	$325 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`214-40-347`

Property Details

APN / Parcel Number

Primary APN	`214-40-347`
Alternative APN	`214403472`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Units	5 Units
Stories	2 Stories
Building Area	952 sqft Living Area
1st Floor Area	476 sqft
2nd Floor Area	476 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	490 sqft (0.011 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2431 E TRACY LN, 4
City	PHOENIX
State	AZ
Zip	85032-3646
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-M
Legal Description	SPANISH HILLS MCR 273-34
Legal Range	3E
Legal Township	3N
Legal Section	2
Legal Subdivision	SPANISH HILLS
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	103306

Owner

Source: Maricopa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2431 E TRACY LN, 4, PHOENIX, AZ 85032-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Dec 22, 2011 · Amount on Record
Deed Document Number	2019703646
Prior Transfer Date	Dec 8, 2011
Prior Transfer Doc	0001056085
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2431 E TRACY LN UNIT 4, 4, PHOENIX, AZ 85032-3646
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 EAST TRACTY LANE #4 4, 4, PHOENIX, AZ 85032-3646

Mortgage

Document Number	0000805529
Date	Jul 26, 2021
Instrument	20210805529

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 9, 2019
Property Address	2431 E TRACY LN UNIT 4, 4, PHOENIX, AZ 85032-3646
Document Number	0000703646
Map Reference	MB 273 PG 34
Instrument Date	Aug 21, 2019
Instrument	20190703646
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREYSTONE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39958, PHOENIX, AZ 85069-0958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 E TRACY LN UNIT 4, 4, PHOENIX, AZ 85032-3646

Mortgage

Document Number	0000703647
Date	Sep 9, 2019
Instrument	20190703647

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,810 (+293.57%)	$148,100 (+7.94%) Land $29,600 Building $118,500
2025	$325.00 (+4.84%)	$3,763 (-74.26%)	$137,200 (-6.16%) Land $27,400 Building $109,800
2024		$14,620	$146,200 Land $29,200 Building $117,000
2023	$310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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