2431 E Elgin St, Chandler, AZ 85225 Property Records

Maricopa County property record for 2431 E Elgin St, Chandler, AZ 85225

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,056 sqft · built 1999
Lot Size	0.204 acres (8,925 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2017)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`303-71-394`

Property Details

APN / Parcel Number

Primary APN	`303-71-394`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,925 sqft (0.204 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2431 E ELGIN ST
City	CHANDLER
State	AZ
Zip	85225-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8.5
Legal Description	KEMPTON CROSSING MCR 483-48
Legal Range	05E
Legal Township	01S
Legal Section	36
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	KEMPTON CROSSING
Legal Lot Number	220
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1004
Census Tract	811700

Owner

2431 E Elgin St is owned and occupied by an individual who bought it in January 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	2431 E ELGIN ST, CHANDLER, AZ 85225-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	2017-0051897
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2017
Property Address	2431 E ELGIN ST, CHANDLER, AZ 85225-2315
Document Number	0000051897
Map Reference	MAP483 PG48
Instrument Date	Nov 9, 2016
Instrument	2017-0051897
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 E ELGIN ST, CHANDLER, AZ 85225-2315

Mortgage

Document Number	0000051898
Date	Jan 23, 2017
Instrument	2017-0051898

Lender

Name	NATIONSCHOICE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 2431 E Elgin St was $2,347.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,870	$518,700 Land $103,700 Building $415,000
2025	$2,347.00
2024		$52,910	$529,100 Land $105,800 Building $423,300
2023	$2,267.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2431 E Elgin St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2431 E Elgin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20