2431 Co Rd U, Morse Bluff, NE 68648 Property Records

Saunders County property record for 2431 Co Rd U, Morse Bluff, NE 68648

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,495 sqft · built 1900
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Aug 2019)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2651-20-1-00000-000-1000`

Property Details

APN / Parcel Number

Primary APN	`2651-20-1-00000-000-1000`
Alternative APN	`001211000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2431 COUNTY ROAD U
City	MORSE BLUFF
State	NE
Zip	68648-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR NE 20-16-6 (6 ACRES); MAP NUMBER: 2651-20-1-00000-000-1000
Legal Range	06
Legal Township	16
Legal Section	20
Jurisdiction	SAUNDERS NE
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1090
Census Tract	968200

Owner

2431 Co Rd U is owned and occupied by an individual who bought it in August 2019.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2431 COUNTY ROAD U, MORSE BLUFF, NE 68648-4839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Aug 15, 2019	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Document Number	20198207
Deed Book / Page	520 / 1274
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2431 COUNTY ROAD U, MORSE BLUFF, NE 68648-4839
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005970698
Date	Aug 3, 2023
Book Page	597/698
Instrument	2023-08-043

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2025

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 15, 2019
Property Address	2431 COUNTY ROAD U, MORSE BLUFF, NE 68648-4839
Document Number	0005201274
Book / Page	520 / 1274
Instrument Date	May 8, 2019
Instrument	2019-08-207
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005201276
Date	Aug 15, 2019
Book Page	520/1276
Instrument	2019-08-208

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2431 Co Rd U was $1,072.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Douglas Township
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00	$159,447 Land $58,000 Building $101,447	$159,447 Land $58,000 Building $101,447
2023	$1,211.00	$118,331 Land $33,000 Building $85,331	$118,331 Land $33,000 Building $85,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Co Rd U in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2431 Co Rd U has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northeast Nebraska Telephone Company Fiber	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd U

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