2431 Central Dr, Gary, IN 46407 Property Records

Lake County property record for 2431 Central Dr, Gary, IN 46407

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,739 sqft · built 1955
Lot Size	0.263 acres (11,468 sqft)
Owner	Company Name on Record
Tax Bill	$1,761 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0551-0001`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0551-0001`
Alternative APNs	`45-08-14-204-001.000-004` `254605510001`

Interior

Stories	1 Story
Building Area	1,739 sqft Total Area

Exterior

Year Built	Built 1955
Exterior Material	Concrete Block/Stucco
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,468 sqft (0.263 acres)
Lot Dimensions	94 ft deep x 122 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	001-25-46-0551-0001
Old Parcel Number	254605510001
Street Address	2431 CENTRAL DR
City	GARY
State	IN
Zip	46407-1747
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	MARSHALLTOWN TERRACE L.1 BL.3
Legal Subdivision	MARSHALLTOWN TERRACE
Legal Block	3
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2022
Census Tract	11400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1112 W BOUGHTON RD, BOLINGBROOK, IL 60440-1508
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Land Contract, Transfer · Land Contract NORTH INDIANA INVESTMENTS LLC
Mar 28, 2024	Land Contract, Transfer
Aug 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	2021-520839
Record Updated	Jun 8, 2026

April 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LAKE IN
Recording Date	Apr 7, 2022
Property Address	2431 CENTRAL DR, GARY, IN 46407-1747
Document Number	0000012440
Instrument Date	Apr 5, 2022
Instrument	2022-012440
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1112 W BOLINGHTON RD #232232, 1112, BOLINGBROOK, IL 60440

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 7, 2022

Lender

Name	NORTH INDIANA INVESTMENTS LLC
Type	Seller

Agreement

Type	Land Contract
Amount	Amount Recorded

March 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LAKE IN
Recording Date	Mar 28, 2024
Property Address	2431 CENTRAL DR, GARY, IN 46407-1747
Document Number	0000009771
Instrument Date	Apr 5, 2022
Instrument	2024-009771
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1112 W BOUGHTON RD # RD232, RD232, BOLINGBROOK, IL 60440-1508

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2021
Property Address	2431 CENTRAL DR, GARY, IN 46407-1747
Document Number	0000020839
Map Reference	MB 30 PG 12
Instrument Date	Jul 19, 2021
Instrument	2021-520839
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6011, NAPERVILLE, IL 60567-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 W BOUGHTON RD # 232, 232, BOLINGBROOK, IL 60440-1508

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Jun 10, 2021
Property Address	2431 CENTRAL DR, GARY, IN 46407-1747
Document Number	0000041708
Map Reference	MB 30 PG 12
Instrument Date	Mar 5, 2021
Instrument	2021-041708
Transaction Type	Foreclosure
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 RAES CREEK DR, MONEE, IL 60449
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,400 (+14.48%) Land $11,800 Building $39,600	$51,400 (+14.48%) Land $11,800 Building $39,600
2024	$1,761.00 (+7.97%)
2023		$44,900 (-1.97%) Land $11,800 Building $33,100	$44,900 (-1.97%) Land $11,800 Building $33,100
2022	$1,631.00 Additional exemption filed	$45,800 Land $11,500 Building $34,300	$45,800 Land $11,500 Building $34,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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