2431 Bluff Rd, Roanoke, VA 24014 Property Records

Roanoke County property record for 2431 Bluff Rd, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,123 sqft · built 1952
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Apr 2020)
Tax Bill	$1,724 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070.16-01-13`

Property Details

APN / Parcel Number

Primary APN	`070.16-01-13`
Alternative APNs	`000026510` `07016 113`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,123 sqft Finished Area
Gross Area	1,921 sqft
1st Floor Area	864 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000026510
Street Address	2431 BLUFF RD
City	ROANOKE
State	VA
Zip	24014-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	PAR 2-A RESUBD FOR WEBSTER RIVERDALE
Legal Subdivision	RIVERDALE HIGHLAND BLUFF
Jurisdiction	ROANOKE VA
Township / Civil Division	VINTON
Census Block Group	1
Census Block	1003
Census Tract	31000

Owner

Source: Roanoke County records · APN 070.16-01-13

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2431 BLUFF RD, ROANOKE, VA 24014-3903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit BLUE EAGLE CU
Apr 30, 2020	Grant Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	20204451
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	2431 BLUFF RD, ROANOKE, VA 24014-3903
Document Number	0000012679
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 BLUFF RD ROANOKE VA 240143903, ROANOKE, VA 24014-3903

Mortgage

Document Number	0000012679
Date	Oct 26, 2020
Instrument	12679

Lender

Name	BLUE EAGLE CU
Type	Credit Union
Address	ROANOKE, VA 24018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 25, 2060

Interest

Rate Type	Adjustable Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Apr 30, 2020
Property Address	2431 BLUFF RD, ROANOKE, VA 24014-3903
Document Number	0000004451
Instrument Date	Apr 29, 2020
Instrument	4451
Transaction Type	Transfer
Record Updated	Jun 02, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2431 BLUFF RD ROANOKE VA 240143903, ROANOKE, VA 24014-3903

Mortgage

Document Number	4452
Date	Apr 30, 2020
Instrument	4452

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	RIPLEY, WV 25271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Roanoke County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,724.00 (+26.21%)	$167,400 (+29.87%) Land $36,000 Building $131,400	$167,400 (+29.87%) Land $36,000 Building $131,400
2023	$1,366.00	$128,900 Land $28,000 Building $100,900	$128,900 Land $28,000 Building $100,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company.

Based on FCC filings for 74 locations within half a mile of this property.

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