2431 Blackjack St, Lockhart, TX 78644 Property Records

Caldwell County property record for 2431 Blackjack St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,889 sqft · built 2020
Lot Size	2.58 acres (112,559 sqft)
Owner	Company Name on Record
Last Sale	$87,700 (Dec 2018)
Tax Bill	$15,238 (2026)
Deeds & Mortgages	Feb 2021 Transfer Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300638-001-020-00`

Property Details

APN / Parcel Number

Primary APN	`0300638-001-020-00`
Alternative APNs	`R61525` `61525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,889 sqft Living Area
1st Floor Area	2,889 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Georgian
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	112,559 sqft (2.58 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	61525
Street Address	2431 BLACKJACK ST
City	LOCKHART
State	TX
Zip	78644-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, BLOCK 1, LOT 2, SEC 1, ACRES 2.584 SEC 1
Legal Subdivision	THE RIDGE
Legal Block	1
Legal Lot Number	2
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1029
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 324, LOCKHART, TX 78644-0324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Intrafamily Transfer, Transfer
Dec 7, 2018	Vendor's Lien, Transfer · ARM FIRST LOCKHART NATIONAL BANK
Jan 12, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage SAGE CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	20186438
Last Transfer Date	Feb 10, 2021
Transfer Doc	2021000930
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Feb 10, 2021
Property Address	2431 BLACKJACK ST, LOCKHART, TX 78644-4900
Document Number	2021000930
Map Reference	CAB B SL 86
Instrument Date	Feb 10, 2021
Instrument	2021-000930
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 324, LOCKHART, TX 78644-0324
Investor	Possibly a Property Investor

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Dec 7, 2018
Property Address	2431 BLACKJACK ST, LOCKHART, TX 78644-4900
Document Number	2018006438
Map Reference	CAB B SL 86
Instrument Date	Dec 7, 2018
Instrument	2018-006438
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 324, LOCKHART, TX 78644-0324

Mortgage

Document Number	2018006439
Date	Dec 7, 2018
Instrument	2018-006439

Lender

Name	FIRST LOCKHART NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2033

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 7, 2023
Change Frequency	Annually
Min Rate At Change	5.95%
Max Rate At Change	8%
Index	Prime Rate
Margin	1
Max Rate	12%

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jan 12, 2018
Property Address	2431 BLACKJACK ST, LOCKHART, TX 78644-4900
Document Number	2018000197
Map Reference	CAB B SL 86
Instrument Date	Jan 11, 2018
Instrument	2018-000197
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16611 FM 86, 16611, DALE, TX 78616-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 ANGELIA DR, CEDAR CREEK, TX 78612-3212

Mortgage

Document Number	2018000198
Date	Jan 12, 2018
Instrument	2018-000198

Lender

Name	SAGE CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,238.00 (+11.67%)	$738,438 (+1%)	$830,330 (+10.79%) Land $164,640 Building $665,690
2025	$13,646.00 (+30.36%) Homeowner's exemption Senior Citizen's exemption	$671,307 (+21%) Land $164,640 Building $584,790	$749,430 (+35.08%) Land $164,640 Building $584,790
2024	$10,468.00 (+6.28%)
2023	$9,849.00 (-20.29%) Homeowner's exemption	$554,799 Land $115,334 Building $439,465	$554,799 Land $115,334 Building $439,465
2022	$12,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Spry Air Fiber Fixed Wireless	250 / 50

May also be available: AT&T, Verizon, VTX Communications.

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