2431 Amatchi Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 2431 Amatchi Dr, Tracy, CA 95304 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,366 sqft · built 2004
Lot Size	0.221 acres (9,638 sqft)
Owner	Individual Name on File
Last Sale	$1,020,000 (Aug 2022)
Tax Bill	$13,310 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`252-340-440-000`

Property Details

APN / Parcel Number

Primary APN	`252-340-440-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Construction Type	Wood
Lot Area	9,638 sqft (0.221 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2431 AMATCHI DR
City	TRACY
State	CA
Zip	95304-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT PAR 252-340-39/ELISSAGARAY RANCH NO. 9
Legal Subdivision	ELISSAGARAY RANCH UNIT #9
Legal Lot Number	263
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3002
Census Tract	5215

Owner

Source: San Joaquin County records · APN 252-340-440-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2431 AMATCHI DR, TRACY, CA 95304-5939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	2022-096147
Record Updated	Jun 07, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 12, 2022
Property Address	2431 AMATCHI DR, TRACY, CA 95304-5939
Document Number	0000096147
Map Reference	MB 38 PG 18
Instrument Date	Aug 03, 2022
Instrument	2022-096147
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2431 AMATCHI DR, TRACY, CA 95304-5939

Mortgage

Document Number	0000096148
Date	Aug 12, 2022
Instrument	2022-096148

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2431 AMATCHI DR, TRACY, CA 95304-5939
Document Number	0000091104
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2431 AMATCHI DR TRACY CA 953045939, TRACY, CA 95304-5939

Mortgage

Document Number	0000091104
Date	Jul 28, 2020
Instrument	91104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,310.00 (+3.48%) Homeowner's exemption	$1,011,000 (+4.71%) Land $300,000 Building $711,000
2023	$12,862.00 (+18.42%) Homeowner's exemption	$965,500 Land $285,000 Building $680,500
2022	$10,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	600 / 120
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Amatchi Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures