24306 Buccaneer Blvd, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 24306 Buccaneer Blvd, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 2020
Lot Size	0.252 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Sep 2022)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`42-23-19-451-005`

Property Details

APN / Parcel Number

Primary APN	`42-23-19-451-005`
Alternative APNs	`0091045-000000-6` `10004727781`

Interior

Stories	1 Story
Building Area	800 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Loading Dock	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004727781
Old Parcel Number	00910450000006
Street Address	24306 BUCCANEER BLVD
City	PUNTA GORDA
State	FL
Zip	33955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PIR 000 000J 0011 PIRATE HARBOR BLK J LT 11 178/75 338/116 580/1039 DC889/149 909/637 948/2142 1394/2144 165
Legal Range	23E
Legal Township	42S
Legal Section	19
Legal Subdivision	PIRATE HARBOR
Legal Block	J
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1200 W RETTA ESPLANADE # B41A, B41A, PUNTA GORDA, FL 33950-5325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 9, 2019	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	3154855
Deed Book / Page	5053 / 1368
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 27, 2022
Property Address	24306 BUCCANEER BLVD, PUNTA GORDA, FL 33955
Document Number	0050531368
Book / Page	5053 / 1368
Map Reference	MB 5 PG 15
Instrument Date	Sep 27, 2022
Instrument	3154855
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 W RETTA ESPLANADE # B41A, B41A, PUNTA GORDA, FL 33950-5325

Mortgage

Document Number	0050531370
Date	Sep 27, 2022
Book Page	5053/1370
Instrument	3154856

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 21, 2020
Property Address	24306 BUCCANEER BLVD, PUNTA GORDA, FL 33955
Document Number	0046191198
Book / Page	4619 / 1198
Map Reference	MB 5 PG 15
Instrument Date	Aug 21, 2020
Instrument	2843397
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7017 RIVERSIDE DR, 7017, PUNTA GORDA, FL 33982-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 HURDLE DR, CHESAPEAKE, VA 23322-5417

Mortgage

Document Number	0046191199
Date	Aug 21, 2020
Instrument	4619/1199

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 9, 2019
Property Address	24306 BUCCANEER BLVD, PUNTA GORDA, FL 33955
Document Number	0044580024
Book / Page	004458 / 000024
Instrument Date	Jul 8, 2019
Instrument	2724520
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7017 RIVERSIDE DR PUNTA GORDA FL 339821556, PUNTA GORDA, FL 33982-1556

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (-24.77%)	$278,486 (+0.61%)	$323,214 (+4.12%) Land $249,600 Building $73,614
2023	$5,584.00 (+28.25%)	$276,799 (+20.92%)	$310,437 (+35.61%) Land $249,600 Building $60,837
2022	$4,354.00	$228,920 Land $163,200 Building $65,720	$228,920 Land $163,200 Building $65,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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