2430 Tracy Ln, Aurora, IL 60506 Property Records

Kane County property record for 2430 Tracy Ln, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,072 sqft · built 1978
Lot Size	0.344 acres (14,987 sqft)
Owner	2 Trust Names on File
Last Sale	$215,500 (Feb 2003)
Tax Bill	$10,673 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-278-010`

Property Details

APN / Parcel Number

Primary APN	`14-24-278-010`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	4,696 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,987 sqft (0.344 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2430 TRACY LN
City	AURORA
State	IL
Zip	60506-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 IN BLK 12 OF UNIT TEN CHERRY HILL ESTATES
Legal Subdivision	TEN CHERRY HILL ESTATES
Legal Block	12
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1027
Census Tract	854508

Owner

2430 Tracy Ln is owner-occupied and held in a trust since December 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2430 TRACY LN, AURORA, IL 60506-4230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2003 · Amount on File
Deed Sale	Feb 26, 2003 · Amount on File
Prior Sale	Sep 21, 1995 · Amount on File
Deed Document Number	200333274
Last Transfer Date	Dec 6, 2023
Transfer Doc	0000045001
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 27, 2023
Property Address	2430 TRACY LN, AURORA, IL 60506-4230
Document Number	0000045001
Instrument Date	Dec 6, 2023
Instrument	2023K045001
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 TRACY LN, AURORA, IL 60506-4230

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2430 TRACY LN, AURORA, IL 60506-4230
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055726
Date	Nov 21, 2022
Instrument	2022K055726

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2430 TRACY LN, AURORA, IL 60506-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080216
Date	Dec 22, 2020
Instrument	2020K080216

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2430 Tracy Ln was $10,673 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,673.00	$151,602 (+3.32%) Land $29,631 Building $121,971	$454,988 (+3.32%) Land $88,929 Building $366,059
2024		$146,730 Land $27,479 Building $119,251	$440,366 Land $82,470 Building $357,896
2022	$10,278.00 (+2.23%) Homeowner's exemption	$122,168 (+5.08%) Land $22,879 Building $99,289	$366,504 (+5.08%) Land $68,637 Building $297,867
2021	$10,054.00 Homeowner's exemption	$116,262 Land $21,773 Building $94,489	$348,786 Land $65,319 Building $283,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2430 Tracy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (2013–2026)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2026
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Tracy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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