2430 Timberstone Dr E, Elkhart, IN 46514 Property Records

Elkhart County property record for 2430 Timberstone Dr E, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,758 sqft · built 2022
Lot Size	0.392 acres (17,119 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Aug 2022)
Tax Bill	$5,674 (2024)
Deeds & Mortgages	Sep 2022 Construction Loan Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-25-179-001.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-25-179-001.000-027`
Alternative APN	`0225179001027`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,758 sqft Living Area
Basement Area	1,758 sqft
Finished Basement	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,119 sqft (0.392 acres)
Lot Dimensions	140 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0225179001027
Street Address	2430 TIMBERSTONE DR E
City	ELKHART
State	IN
Zip	46514-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	REPLAT OF LOT #135 AND LOT #136 OF THE PLAT OF TIMBERSTONE FOURTH DPUD LOT 135 A
Legal Subdivision	TIMBERSTONE FOURTH DPUD
Legal Lot Number	135,136
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	1
Census Block	1008
Census Tract	1802

Owner

2430 Timberstone Dr E is owned and occupied by an individual who bought it in August 2022.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2430 TIMBERSTONE DR E, ELKHART, IN 46514-8685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK
Aug 19, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Apr 15, 2019	Loan Modification, Mortgage STAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Deed Document Number	0000008059
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	2430 TIMBERSTONE DR E, ELKHART, IN 46514-8685
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009813
Date	Sep 15, 2022
Instrument	2022-19813

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 19, 2022
Property Address	2430 TIMBERSTONE DR E, ELKHART, IN 46514-8685
Document Number	0000008059
Map Reference	MB 35 PG 98
Instrument Date	Aug 15, 2022
Instrument	2022-18059
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 TIMBERSTONE DR, ELKHART, IN 46514-8658

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	2428 TIMBERSTONE DR E, ELKHART, IN 46514-8685
Document Number	0000007341
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 E MAIN ST COLUMBIA CITY IN 46725, COLUMBIA CITY, IN 46725

Mortgage

Document Number	0000007341
Date	Apr 22, 2019
Instrument	7341

Lender

Name	STAR FIN'L
Type	Funding / Finance Company
Address	FORT WAYNE, IN 46809

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 21, 2022

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$623,600 (+11.64%) Land $53,800 Building $569,800	$623,600 (+11.64%) Land $53,800 Building $569,800
2024	$5,674.00	$558,600 (+245.03%) Land $28,500 Building $530,100	$558,600 (+245.03%) Land $28,500 Building $530,100
2023		$161,900 (+40,375%) Land $28,500 Building $133,400	$161,900 (+40,375%) Land $28,500 Building $133,400
2022	$12.00	$400 Land $400	$400 Land $400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2430 Timberstone Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Timberstone Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: New Paris Telephone Company.

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