Cook County property record for 2430 Spruce St, River Grove, IL 60171
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 967 sqft · built 1952 |
| Lot Size | 0.096 acres (4,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Oct 2017) |
| Tax Bill | $7,981 (2023) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-27-425-045 |
| Primary APN | 12-27-425-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 967 sqft Living Area |
| 1st Floor Area | 967 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,166 sqft (0.096 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2430 SPRUCE ST |
|---|---|
| City | RIVER GROVE |
| State | IL |
| Zip | 60171-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 27 |
| Legal Subdivision | RHODES & CLARKS |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 811200 |
2430 Spruce St is owned and occupied by an individual who bought it in October 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2430 SPRUCE ST, RIVER GROVE, IL 60171-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Mar 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE |
| Oct 31, 2017 | Warranty Deed, Transfer · FHA Mortgage WINTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on File |
| Deed Sale | Oct 31, 2017 · Amount on File |
| Prior Sale | Jun 16, 2014 · Amount on File |
| Deed Document Number | 201715088 |
| Prior Transfer Date | Apr 17, 2014 |
| Prior Transfer Doc | 0000010019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2430 SPRUCE ST, RIVER GROVE, IL 60171-1816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007720392 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2607720392 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2430 SPRUCE ST, RIVER GROVE, IL 60171-1816 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2430 SPRUCE ST, RIVER GROVE, IL 60171-1816 |
| Document Number | 0006720488 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2206720488 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 31, 2017 |
| Property Address | 2430 SPRUCE ST, RIVER GROVE, IL 60171-1816 |
| Document Number | 1730415088 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 30415088 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2430 SPRUCE ST RIVER GROVE IL 601711816, RIVER GROVE, IL 60171-1816 |
| Document Number | 1730415089 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 30415089 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | River Grove Village |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Elementary School District | Rhodes School District 84-5 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,001 Land $5,208 Building $22,793 | $280,010 Land $52,080 Building $227,930 | |
| 2023 | $7,981.00 (+4.81%) | ||
| 2022 | $7,615.00 Homeowner's exemption | $24,999 Land $4,374 Building $20,625 | $249,990 Land $43,740 Building $206,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2430 Spruce St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1981–2017) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2430 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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