Lincoln County property record for 2430 Shiny Leaf Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,072 sqft · built 2007 |
| Lot Size | 0.421 acres (18,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Jul 2019) |
| Tax Bill | $3,812 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-64-1704 |
| Primary APN | 4604-64-1704 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,072 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,339 sqft (0.421 acres) |
| Pool Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 273443 |
|---|---|
| Street Address | 2430 SHINY LEAF DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #37 LT FAIRFIELD FOREST |
| Legal Subdivision | FAIRFIELD FOREST |
| Legal Lot Number | 37 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71203 |
2430 Shiny Leaf Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2430 SHINY LEAF DR, DENVER, NC 28037-8494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT HOME LOANS LLC |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional with PMI DIRECT HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Jul 7, 2015 · Amount on File |
| Deed Document Number | 2019594752 |
| Deed Book / Page | 2829 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2430 SHINY LEAF DR, DENVER, NC 28037-8494 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2989235 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 2989/235 |
| Instrument | 622400 |
| Name | DIRECT HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 8, 2019 |
| Property Address | 2430 SHINY LEAF DR, DENVER, NC 28037-8494 |
| Document Number | 2829142 |
| Book / Page | 002829 / 000142 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 594752 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $794.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2430 SHINY LEAF DR DENVER NC 280378494, DENVER, NC 28037-8494 |
| Document Number | 2829144 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 002829/000144 |
| Instrument | 594753 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2026 property tax bill for 2430 Shiny Leaf Dr was $3,812.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,812.00 | $603,162 Land $52,000 Building $551,162 | $603,162 Land $52,000 Building $551,162 |
| 2023 | $3,757.00 | $603,162 Land $52,000 Building $551,162 | $603,162 Land $52,000 Building $551,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2430 Shiny Leaf Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2430 Shiny Leaf Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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