2430 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2430 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1988
Lot Size	0.393 acres (17,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,500 (Jul 1997)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505020-1-200`

Property Details

APN / Parcel Number

Primary APN	`505020-1-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,661 sqft
1st Floor Area	1,181 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,100 sqft (0.393 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	160 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2430 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 23 LAKE TAPPS DRIFTWOOD POINT # 2 L 56 B 2 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT # 2
Legal Block	2
Legal Lot Number	56
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2012
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2430 185TH AVE E, LAKE TAPPS, WA 98391-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Feb 9, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1997 · Amount on Record
Deed Sale	Jul 7, 1997 · Amount on Record
Deed Document Number	199750
Deed Book / Page	1360 / 2034
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2430 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	2011060197
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2430 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	2011060197
Date	Nov 6, 2020
Instrument	202011060197

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2045

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2430 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	2009100843
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2430 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	2009100843
Date	Sep 10, 2020
Instrument	202009100843

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2430 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	1910090736
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2430 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	1910090736
Date	Oct 9, 2019
Instrument	201910090736

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2430 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	1802150413
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2430 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	1802150413
Date	Feb 15, 2018
Instrument	201802150413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,800 (+12.65%) Land $353,200 Building $167,600	$520,800 (+12.65%) Land $353,200 Building $167,600
2025	$5,192.00 (+9.72%)
2024	$4,732.00 (-0.42%)	$462,300 (-1.91%) Land $288,700 Building $173,600	$462,300 (-1.91%) Land $288,700 Building $173,600
2023	$4,752.00	$471,300 Land $288,700 Building $182,600	$471,300 Land $288,700 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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