243 Winterplace Ln, Independence, VA 24348 Property Records

Grayson County property record for 243 Winterplace Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,300 sqft · built 1994
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2025)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-2-28`

Property Details

APN / Parcel Number

Primary APN	`35-2-28`
Alternative APN	`3105`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,671 sqft (5.02 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	504 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3105
Street Address	243 WINTERPLACE LN
City	INDEPENDENCE
State	VA
Zip	24348-4595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	5.02 35-2-28
Legal Subdivision	HIDDEN VALLEY EST
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2018
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING LLC
Nov 14, 2025	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20252188
Deed Book / Page	713 / 498
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000687/312
Date	Sep 18, 2023
Book Page	687/312
Instrument	230001835

Lender

Name	NEW AMERICAN FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Nov 14, 2025
Property Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Document Number	000713/498
Book / Page	713 / 498
Instrument Date	Nov 14, 2025
Instrument	250002188
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Investor	Possibly a Property Investor

Mortgage

Document Number	0250002189
Date	Nov 14, 2025
Instrument	250002189

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 19, 2022
Property Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Document Number	000669/940
Book / Page	669 / 940
Instrument Date	Apr 13, 2022
Instrument	220000897
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595

Mortgage

Document Number	0220000898
Date	Apr 19, 2022
Instrument	220000898

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Oct 19, 2018
Property Address	243 WINTERPLACE LN, INDEPENDENCE, VA 24348-4595
Document Number	623/750
Book / Page	623 / 750
Instrument Date	Oct 16, 2018
Instrument	180001975
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 PENTECOST RD, MEBANE, NC 27302-9850

Mortgage

Document Number	180001976
Date	Oct 19, 2018
Instrument	180001976

Lender

Name	CAROLINA FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (+7.45%)	$194,000 (-) Land $43,100 Building $150,900	$194,000 (-) Land $43,100 Building $150,900
2024	$1,047.00 (-17.1%)	$194,000 (-) Land $43,100 Building $150,900	$194,000 (-) Land $43,100 Building $150,900
2023	$1,263.00	$194,000 Land $43,100 Building $150,900	$194,000 Land $43,100 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigaBeam Networks Fiber · Fixed Wireless	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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