243 Windsor Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 243 Windsor Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,314 sqft · built 1946
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Aug 2010)
Tax Bill$3,080 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-34-426-013

Property Details

APN / Parcel Number

Primary APN8913-34-426-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,314 sqft Living Area
1st Floor Area1,314 sqft
Basement Area1,314 sqft
Finished Basement550 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area234 sqft
Deck Area562 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address243 WINDSOR DR
CityWATERLOO
StateIA
Zip50701-4160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT HILLS ADDITION S 25 FT LOT 96 N 45 FT LOT 97
Legal Range13W
Legal Township89N
Legal Section34
Legal SubdivisionPROSPECT HILLS ADDITION
Legal Lot Number96,97
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group4
Census Block4020
Census Tract1400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address243 WINDSOR DR, WATERLOO, IA 50701-4160
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2010 · Amount on Record
Deed SaleAug 3, 2010 · Amount on Record
Deed Document Number20102011002175
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address243 WINDSOR DR, WATERLOO, IA 50701-4160
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700018100
DateApr 17, 2017
Instrument2017-00018100
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,080.00 Homeowner's exemption$193,030 (+16.35%) Land $27,440 Building $165,590$193,030 (+16.35%) Land $27,440 Building $165,590
2024$3,080.00 (+6.87%)
2023$165,900 (+18.38%) Land $27,440 Building $138,460$165,900 (+18.38%) Land $27,440 Building $138,460
2022$2,882.00 Homeowner's exemption$140,140 Land $27,440 Building $112,700
2021$140,140 Land $27,440 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Windsor Dr

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