Chatham County property record for 243 Willow Point Cir, Savannah, GA 31407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,957 sqft · built 2015 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jun 2022) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | May 2016 Mortgage Aug 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-1016B-07-026 |
| Primary APN | 2-1016B-07-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,957 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 406 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 243 WILLOW POINT CIR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31407-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 424 WILLOW POINT SUB PHASE 5 PLAT BOOK 50 PG 181 .185 AC |
| Legal Subdivision | WILLOW POINT SUB |
| Legal Phase | 5 |
| Legal Lot Number | 424 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | PORT WENTWORTH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10707 |
243 Willow Point Cir is owned and occupied by an individual who bought it in June 2022.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2016 | Deed of Trust, Mortgage · FHA Mortgage WR STARKEY MORTGAGE LLP |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Jun 20, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
| May 26, 2022 | Warranty Deed, Transfer |
| May 26, 2022 | Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Aug 20, 2020 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Jul 13, 2015 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 20226331 |
| Deed Book / Page | 2837 / 179 |
| Prior Transfer Date | Apr 29, 2016 |
| Prior Transfer Doc | 0790/290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | GA |
| Document Number | 0007860201 |
|---|---|
| Date | May 2, 2016 |
| Book Page | 786/201 |
| Instrument | 029644040016 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0020390574 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 0000002039/0000000574 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0028370182 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 0000002837/0000000182 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 26, 2022 |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0028370179 |
| Book / Page | 2837 / 179 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-006331 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 26, 2022 |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0028370179 |
| Book / Page | 2837 / 179 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-006331 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0002837182 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2837/182 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Aug 20, 2020 |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0020390572 |
| Book / Page | 2039 / 572 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020-008617 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0020390574 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 0000002039/0000000574 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jul 13, 2015 |
| Property Address | 243 WILLOW POINT CIR, SAVANNAH, GA 31407-3927 |
| Document Number | 0590/206 |
| Book / Page | 0590 / 206 |
| Instrument Date | Jul 13, 2015 |
| Instrument | 2015-006357 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2702 WHATLEY AVE, SAVANNAH, GA 31404-4540 |
| Document Number | 0005900207 |
|---|---|
| Date | Jul 27, 2015 |
| Book Page | 590/207 |
| Instrument | 028968500008 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 26, 2016 |
The 2025 property tax bill for 243 Willow Point Cir was $3,414, down 0.6% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,720 (+3.23%) Land $28,000 Building $158,720 | $466,800 (+3.23%) Land $70,000 Building $396,800 | |
| 2025 | $3,414.00 (-0.61%) Homeowner's exemption | $180,880 Land $28,000 Building $152,880 | $452,200 Land $70,000 Building $382,200 |
| 2024 | $3,435.00 | ||
| 2023 | $146,120 (+20.4%) Land $18,000 Building $128,120 | $365,300 (+20.4%) Land $45,000 Building $320,300 | |
| 2022 | $4,632.00 | $121,360 Land $12,800 Building $108,560 | $303,400 Land $32,000 Building $271,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 Willow Point Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Willow Point Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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