243 Willow Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 243 Willow Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,144 sqft · built 1907
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Company Names on Record
Last Sale	$1,540,000 (Dec 2020)
Tax Bill	$17,132 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-K-35`

Property Details

APN / Parcel Number

Primary APN	`27-K-35`
Alternative APNs	`SOME M:27 B:K L:35` `19646175`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,144 sqft Living Area
Gross Area	4,786 sqft
Basement Area	1,106 sqft
Unfinished Basement	1,106 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,360 sqft (0.077 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19646175
Street Address	243 WILLOW AVE
City	SOMERVILLE
State	MA
Zip	02144-2210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	K
Legal Lot Number	35
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2004
Census Tract	350400

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Dec 31, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Aug 13, 1996 · Amount on Record
Deed Document Number	2020228560
Last Transfer Date	Dec 27, 2021
Transfer Doc	079464-592
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079465-1
Date	Dec 31, 2021
Book Page	79465/1
Instrument	281710

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 31, 2021
Property Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210
Document Number	079464-592
Book / Page	79464 / 592
Instrument Date	Dec 27, 2021
Instrument	281709
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 3, 2020
Property Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210
Document Number	76328-142
Book / Page	76328 / 142
Instrument Date	Nov 24, 2020
Instrument	228560
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	243 WILLOW AVE, SOMERVILLE, MA 02144-2210

Mortgage

Document Number	228561
Date	Dec 3, 2020
Instrument	228561

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,132.00 (+5.38%)	$1,560,300 (+4.71%) Land $722,200 Building $838,100	$1,490,125
2025	$16,257.00 (+4.72%)	$1,490,100 (+0.98%) Land $687,800 Building $802,300
2024	$15,524.00 (+5.61%)	$1,475,700 (+3.81%) Land $687,800 Building $787,900
2023	$14,699.00	$1,421,600 Land $687,800 Building $733,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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