243 Westwind Ln, Troy, MO 63379 Property Records

Lincoln County property record for 243 Westwind Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Lot Size	5.33 acres (232,175 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jul 2018)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-05-000-000-002.001`

Property Details

APN / Parcel Number

Primary APN	`15-30-05-000-000-002.001`

Exterior

Lot Area	232,175 sqft (5.33 acres)

Location & Zoning

Street Address	243 WESTWIND LN
City	TROY
State	MO
Zip	63379-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 TROY AIRPARK #3
Legal Range	01W
Legal Township	49N
Legal Section	05
Legal Subdivision	TROY AIRPARK
Legal Lot Number	22
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 WESTWIND LN, TROY, MO 63379-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jul 24, 2018	Warranty Deed, Transfer · Commercial Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20186460
Deed Book / Page	2425 / 74
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	02328/0589
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	243 WESTWIND LN, TROY, MO 63379-9564
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 WESTWIND LN, TROY, MO 63379-9564

Mortgage

Document Number	2468/924
Date	Aug 27, 2021
Book Page	2468/924
Instrument	2021011478

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	May 26, 2022

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	243 WESTWIND LN, TROY, MO 63379-9564
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/78
Date	Jan 3, 2020
Book Page	2442/78
Instrument	2020000075

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 24, 2018
Property Address	243 WESTWIND LN, TROY, MO 63379-9564
Document Number	2425/0074
Book / Page	2425 / 0074
Map Reference	MB11 PG150
Instrument Date	Jul 20, 2018
Instrument	2018006460
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 STEALEY RD, WENTZVILLE, MO 63385-6314

Mortgage

Document Number	2018006461
Date	Jul 24, 2018
Instrument	2018006461

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,784 (+116.84%) Land $6,888 Building $39,896
2025	$1,318.00 (+308.05%)	$21,575 (+312.92%) Land $6,888 Building $14,687	$246,230 (+795.38%) Land $36,250 Building $209,980
2023	$323.00 (-0.62%)	$5,225 Land $5,225	$27,500 Land $27,500
2022	$325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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