Webster County property record for 243 W Elm St, Clay, KY 42404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 2006 |
| Owner | Individual Name on Record |
| Last Sale | $6,995 (May 2002) |
| Tax Bill | $653 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0C1-024-014 |
| Primary APN | 0C1-024-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Finished Area |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 24 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 4489 |
|---|---|
| Street Address | 243 W ELM ST |
| City | CLAY |
| State | KY |
| Zip | 42404-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960300 |
Source: Webster County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 W ELM ST, CLAY, KY 42404-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2002 · Amount on Record |
| Deed Sale | May 6, 2002 · Amount on Record |
| Deed Document Number | 0000245466 |
| Record Updated | Jun 8, 2026 |
Source: Webster County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Clay City |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $653.00 (-0.61%) | $58,200 (-) | $58,200 (-) |
| 2023 | $657.00 | $58,200 | $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER WORKS serves 1,287 people · EPA ID KY1170073 |
|---|---|
| Water Source | Purchased surface water from WEBSTER CO WATER DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 12 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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