Polk County property record for 243 Volusia Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 1974 |
| Lot Size | 0.327 acres (14,262 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Apr 2013) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-662000-003330 |
| Primary APN | 26-28-34-662000-003330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| Gross Area | 2,611 sqft |
| 1st Floor Area | 2,059 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,262 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 93 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 333 sqft |
| Street Address | 243 VOLUSIA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 333 & NLY 20 FT OF 334 BEING LOT 192 OF UNREC VALENCIA WOOD |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 192,3 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-003330
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Apr 29, 2020 | Loan Modification, Mortgage · Line of Credit CITIZENS BK |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Nov 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2013 · Amount on Record |
| Deed Sale | Apr 12, 2013 · Amount on Record |
| Prior Sale | Jul 29, 1997 · Amount on Record |
| Deed Document Number | 201369309 |
| Deed Book / Page | 8929 / 295 |
| Transfer Doc | 3876001065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0000198332 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 11826/1968 |
| Instrument | 2021198332 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0113161732 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 VOLUSIA DR WINTER HAVEN FL 338841405, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0113161732 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 011316/001732 |
| Instrument | 153360 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0112242187 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 VOLUSIA DR WINTER HAVEN FL 338841405, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0112242187 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 011224/002187 |
| Instrument | 90950 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 243 VOLUSIA DR, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0111011585 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 VOLUSIA DR WINTER HAVEN FL 338841405, WINTER HAVEN, FL 33884-1405 |
| Document Number | 0111011585 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 011101/001585 |
| Instrument | 5574 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 (-20.74%) Homeowner's exemption | $152,890 (+5.99%) | $281,885 (-7.1%) Land $54,194 Building $227,691 |
| 2023 | $1,880.00 (+3.58%) Homeowner's exemption | $144,253 (+3%) | $303,424 (+8.35%) Land $52,768 Building $250,656 |
| 2022 | $1,815.00 Homeowner's exemption | $140,051 | $280,036 Land $44,211 Building $235,825 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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