243 Via San Andreas, San Clemente, CA 92672 Property Records

Orange County property record for 243 Via San Andreas, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,947 sqft · built 1966
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Trust Names on File
Last Sale	$2,000,000 (Mar 2026)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2022 Reverse Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`691-042-16`

Property Details

APN / Parcel Number

Primary APN	`691-042-16`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,620 sqft (0.175 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	243 VIA SAN ANDREAS
City	SAN CLEMENTE
State	CA
Zip	92672-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4940 BLK LOT 88
Legal Subdivision	TRACT 4940
Legal Tract	4940
Legal Lot Number	88
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2004
Census Tract	42106

Owner

243 Via San Andreas is held in a trust since March 2026.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1948 LOMBARDY DR, LA CANADA FLINTRIDGE, CA 91011-1529
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 4, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 27, 2020	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 14, 2019	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Deed Document Number	202689565
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000296221
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 30, 2026
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000089565
Map Reference	MB 200 PG 44-47
Instrument Date	Dec 29, 2025
Instrument	2026000089565
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1948 LOMBARDY DR, LA CANADA FLINTRIDGE, CA 91011-1529

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	0000160378
Date	Apr 27, 2022
Instrument	2022000160378

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	932 Months
Due	Dec 14, 2099

Interest

Rate Type	Adjustable Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 4, 2021
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000296221
Map Reference	MB 200 PG 44,46&47
Instrument Date	Apr 13, 2021
Instrument	2021000296221
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	0000296222
Date	May 4, 2021
Instrument	2021000296222

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	943 Months
Due	Dec 14, 2099

Interest

Rate Type	Fixed Rate

February 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Feb 27, 2020
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000086787
Instrument Date	Feb 21, 2020
Instrument	86787
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	243 VIA SAN ANDREAS SAN CLEMENTE CA 926723712, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	86788
Date	Feb 27, 2020
Instrument	86788

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 25, 2019
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000490869
Instrument Date	Oct 25, 2019
Instrument	490869
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	243 VIA SAN ANDREAS SAN CLEMENTE CA 926723712, SAN CLEMENTE, CA 92672-3712

January 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Jan 14, 2019
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000012664
Instrument Date	Dec 20, 2018
Instrument	12664
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	243 VIA SAN ANDREAS SAN CLEMENTE CA 926723712, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	12665
Date	Jan 14, 2019
Instrument	12665

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000342370
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	243 VIA SAN ANDREAS SAN CLEMENTE CA 926723712, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	0000342370
Date	Aug 14, 2017
Instrument	342370

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.64%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 VIA SAN ANDREAS, SAN CLEMENTE, CA 92672-3712
Document Number	0000342369
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	243 VIA SAN ANDREAS SAN CLEMENTE CA 926723712, SAN CLEMENTE, CA 92672-3712

Mortgage

Document Number	0000342369
Date	Aug 14, 2017
Instrument	342369

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.64%

Tax Assessment & Valuation

The 2025 property tax bill for 243 Via San Andreas was $1,239.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$130,264 (+2%) Land $38,809 Building $91,455
2025	$1,239.00 Homeowner's exemption	$127,710 Land $38,048 Building $89,662
2023	$1,190.00 (+1.97%) Homeowner's exemption	$122,751 Land $36,570 Building $86,181
2022	$1,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 243 Via San Andreas in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	36 (1980–2019)
Claims Outside the SFHA	32 of 36
Most Recent Claim	Jan 2019 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 12 claims Severe Storms, High Tides & Flooding, Jan 1988 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Via San Andreas is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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