243 Union St, Dubuque, IA 52003 Property Records

Dubuque County property record for 243 Union St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,056 sqft · built 1924
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Sep 2026)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-454-010`

Property Details

APN / Parcel Number

Primary APN	`10-25-454-010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft
Upper Floors Area	528 sqft
Basement Area	528 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	243 UNION ST
City	DUBUQUE
State	IA
Zip	52003-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-1-2-1 OF SUB OF 2 OF LOT 105 AND 187 UNION ADD
Legal Range	02E
Legal Township	89N
Legal Section	25
Legal Subdivision	BRYANT
Legal Lot Number	1-105
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4009
Census Tract	801

Owner

Source: Dubuque County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 UNION ST, DUBUQUE, IA 52003-7559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Deed Document Number	20269765
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 1, 2026
Property Address	243 UNION ST, DUBUQUE, IA 52003-7559
Document Number	0000009765
Instrument Date	Aug 27, 2026
Instrument	20269765
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,916.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 UNION ST, DUBUQUE, IA 52003-7559

Mortgage

Document Number	0000009766,
Date	Sep 1, 2026
Instrument	20269766

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00	$160,200 (+15.84%) Land $23,500 Building $136,700	$160,200 (+15.84%) Land $23,500 Building $136,700
2024	$1,842.00 (-3.76%)
2023		$138,300 (+15.37%) Land $21,400 Building $116,900	$138,300 (+15.37%) Land $21,400 Building $116,900
2022	$1,914.00 Homeowner's exemption	$119,880 Land $19,260 Building $100,620
2021			$119,880 Land $19,260 Building $100,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink.

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