Oneida County and Sangerfield Town property record for 243 Tower St, #SS, Waterville, NY 13480
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,304 sqft · built 1858 |
| Owner | 2 Individual Names on File |
| Last Sale | $154,760 (Jul 2016) |
| Tax Bill | $3,986 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305401 392.010-1-21 |
| Primary APN | 305401 392.010-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| 2nd Floor Area | 1,020 sqft |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Dimensions | 68.9 ft deep x 156 ft wide |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000940 |
|---|---|
| Street Address | 243 TOWER ST, SS |
| City | WATERVILLE |
| State | NY |
| Zip | 13480-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | N TOWER ST E MON PARK S WHITE W GARVEY 392.10-1-21 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | SANGERFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 25700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Tower Homestead and Masonic Temple listed 1977 · 7 contributing resources · NRIS 77000968 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
243 Tower St, #SS is owned and occupied by two individuals who bought it in July 2016.
Source: Oneida County and Sangerfield Town records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 TOWER ST, SS, WATERVILLE, NY 13480-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on File |
| Deed Sale | Jul 21, 2016 · Amount on File |
| Prior Sale | Apr 26, 2013 · Amount on File |
| Deed Book / Page | 2016 / 10303 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 243 Tower St, #SS was $3,986.
Source: Oneida County and Sangerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Sangerfield Town |
| Municipality | Waterville Village |
| Unified School District | Waterville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,986.00 | $85,000 Land $4,000 Building $81,000 | $202,864 Land $9,547 Building $193,317 |
| 2023 | $85,000 Land $4,000 Building $81,000 | $179,704 Land $8,457 Building $171,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Tower St, #SS in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Tower St, #SS is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE VILLAGE serves 1,742 people · EPA ID NY3202415 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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