243 Sumatra Dr, Sacramento, CA 95838 Property Records

Sacramento County property record for 243 Sumatra Dr, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1993
Lot Size	0.125 acres (5,461 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2018)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`226-0400-076-0000`

Property Details

APN / Parcel Number

Primary APN	`226-0400-076-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,461 sqft (0.125 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	243 SUMATRA DR
City	SACRAMENTO
State	CA
Zip	95838-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	KELTON SUBDIVISION, LOT 84
Legal Subdivision	KELTON SUBDIVISION
Legal Lot Number	84
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3008
Census Tract	7204

Owner

243 Sumatra Dr is owned by two individuals who bought it in July 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 COOPER AVE, HAYWARD, CA 94544-5823
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage MARK B BUSBY
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Jul 17, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	May 22, 2009 · Amount on File
Deed Book / Page	20180717 / 1207
Prior Transfer Date	Jul 10, 2008
Prior Transfer Doc	0000000595
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833

Mortgage

Document Number	0000000498
Date	May 15, 2023
Instrument	202305150498

Lender

Name	MARK B BUSBY
Type	Private Party
Address	450 GOLDEN GATE AVE FL 16, SAN FRANCISCO, CA 94102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833

Mortgage

Document Number	0000002175
Date	Mar 22, 2021
Instrument	202103222175

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833

Mortgage

Document Number	3220000002175
Date	Mar 22, 2021
Book Page	20210322/2175

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000126
Date	Feb 14, 2017
Book Page	20170214/0126

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Document Number	1910301663
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 SUMATRA DR SACRAMENTO CA 958384833, SACRAMENTO, CA 95838-4833

Mortgage

Document Number	1910301663
Date	Oct 30, 2019
Instrument	1910301663

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2018
Property Address	243 SUMATRA DR, SACRAMENTO, CA 95838-4833
Document Number	1807171207
Instrument Date	Jul 17, 2018
Instrument	1807171207
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 COOPER AVE HAYWARD CA 945445823, HAYWARD, CA 94544-5823

Mortgage

Document Number	1807171208
Date	Jul 17, 2018
Instrument	1807171208

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 243 Sumatra Dr was $4,184, up 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,585 (+2%) Land $91,022 Building $227,563
2025	$4,184.00 (+4.03%)	$312,339 Land $89,238 Building $223,101
2024	$4,022.00 (-3.34%)
2023	$4,161.00 (+5.88%)	$300,213 Land $85,774 Building $214,439
2022	$3,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 243 Sumatra Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Sumatra Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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