243 Stemmers Run Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 243 Stemmers Run Rd, Baltimore, MD 21221

Property Summary

Property TypeTownhouse
Details1 ba · 1,124 sqft · built 1953
Lot Size0.047 acres (2,032 sqft)
Owner2 Individual Names on Record
Last Sale$3,698 (Nov 2011)
Tax Bill$2,168 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2019 Mortgage
APN15-1520660710

Property Details

APN / Parcel Number

Primary APN15-1520660710
Alternative APN
  • 1520660710

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,124 sqft Living Area
Gross Area1,444 sqft
1st Floor Area512 sqft
Basement Area100 sqft
Finished Basement100 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialBuilt-Up Asphalt
Lot Area2,032 sqft (0.047 acres)
Lot Dimensions127 ft deep x 16 ft wide
PorchPorch
Porch Area84 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1520660710
Street Address243 STEMMERS RUN RD
CityESSEX
StateMD
Zip21221-3406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWELBROOK
Legal SubdivisionWELBROOK
Legal Block1
Legal Lot Number7
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1001
Census Tract450300

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address243 STEMMERS RUN RD, BALTIMORE, MD 21221-3406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 7, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2011 · Amount on Record
Deed SaleNov 1, 2011 · Amount on Record
Prior SaleAug 31, 1995 · Amount on Record
Deed Book / Page31349 / 499
Prior Transfer DateSep 8, 1988
Prior Transfer Doc7965000385
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address243 STEMMERS RUN RD, BALTIMORE, MD 21221-3406
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0463220144
DateFeb 1, 2022
Book Page46322/144
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address243 STEMMERS RUN RD, BALTIMORE, MD 21221-3406
Document Number0411890398
Instrument DateFeb 7, 2019
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 STEMMERS RUN RD ESSEX MD 212213406, ESSEX, MD 21221-3406

Mortgage

Document Number0411890398
DateMar 6, 2019
Book Page041189/000398
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,867 (+21.98%)$149,200 (+32.98%) Land $48,000 Building $101,200
2024$2,168.00 (+125.6%)
2023$961.00$112,200 Land $48,000 Building $64,200$112,200 Land $48,000 Building $64,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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