Laurel County property record for 243 Sim Smith Rd, London, KY 40741
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1996 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $14,500 (Sep 1999) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-80-00-087.00 |
| Primary APN | 050-80-00-087.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 29,185 sqft (0.669 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Account Number | 322838 |
|---|---|
| Street Address | 243 SIM SMITH RD |
| City | LONDON |
| State | KY |
| Zip | 40741-7720 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .67 ACRES & '96 14X72 |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970500 |
Source: Laurel County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 SIM SMITH RD, LONDON, KY 40741-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1999 · Amount on Record |
| Deed Sale | Sep 1, 1999 · Amount on Record |
| Deed Document Number | 174256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jul 7, 2026 |
| Property Address | 243 SIM SMITH RD, LONDON, KY 40741-7720 |
| Document Number | 0000662403 |
| Book / Page | 1468 / 682 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026662403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 243 SIM SMITH RD, LONDON, KY 40741-7720 |
| Document Number | 0000662403, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1468/682 |
| Instrument | 2026662403 |
| Name | FARMERS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Apr 2, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180.00 (-1.64%) | $23,200 (-) Land $13,200 Building $10,000 | $23,200 (-) Land $13,200 Building $10,000 |
| 2023 | $183.00 | $23,200 | $23,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2008–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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